BP 12 31 Named Insured – Building Owner

An Insurance Services Office (ISO) standard form. It makes the building owner shown in the Schedule a Named Insured, but only for property coverage for direct physical loss or damage to the described buildings.

The 08 24 edition renames the endorsement from Additional Insured - Building Owner to Named Insured - Building Owner. The coverage wording is the same as 01 10.

Where filings record what this form replaced, they name earlier edition 01 10 and other forms N/A, VP 12 31. Only some filings record replacements.

• Edition in use: in the past 12 months, 4 companies filed the 01 10 edition and 2 companies filed 08 24.
• BP 04 02 (Additional Insured – Managers Or Lessors Of Premises) is filed alongside it most often, in 91 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupUses BP 12 31 in 1 filing
• Tokio Marine Holdings Incorporated GroupUses BP 12 31 in 2 filings

• BP 04 02Additional Insured – Managers Or Lessors Of Premises91 filings
• BP 04 06Additional Insured – Controlling Interest91 filings
• BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver91 filings
• BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased91 filings
• BP 04 16Additional Insured – Lessor Of Leased Equipment91 filings
• BP 04 48Additional Insured – Designated Person Or Organization91 filings
• BP 00 03Businessowners Coverage Form90 filings
• BP 04 11Additional Insured – Co–Owner Of Insured Premises90 filings
• BP 14 05Additional Insured – Grantor Of Franchise90 filings
• BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises88 filings