Coverage description
An Insurance Services Office (ISO) standard form. It adapts the businessowners policy for photographers, adding off-premises coverage for photographic equipment, per item limits for unscheduled equipment, and liability coverage for failure to deliver a photographic product.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
08 24 edition
Aug 2024, compared with 07 13Latest editionThe per item limits apply to photographic equipment within 1,000 feet of the described premises, up from 100 feet.
07 13
“within 100 feet of the described premises”
08 24
“within 1,000 feet of the described premises”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 08 24Aug 2024Latest | 56 | 8 | 42 | Aug 2023 to Sep 2026 |
| 07 13Jul 2013 | 41 | 15 | 24 | Jan 2022 to Jun 2026 |
Where filings record what this form replaced, they name earlier editions 07 13, PA. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 3 companies filed the 07 13 edition and 2 companies filed 08 24.
- BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 72 of the same filings (74%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 07 83, out of 20 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 48 | 41 | 08 24 | Nov 20, 2024 |
| Berkshire Hathaway GroupBerkshire Hathaway Direct Insurance Company | 23 | 22 | 07 13 | Mar 16, 2022 |
| Madison Mutual Insurance Company | 4 | 4 | 07 13 | Sep 24, 2024 |
| CM Select Insurance Company | 2 | 2 | 07 13 | Apr 17, 2025 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company | 2 | 2 | 07 13 | Jun 25, 2024 |
| Farm Bureau GroupWestern Community Insurance Company | 2 | 2 | 07 1308 24 | Mar 30, 2026 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 2 | 2 | 08 24 | Jul 21, 2026 |
| SH1 Holdings GroupSpinnaker Insurance Company | 2 | 2 | 07 13 | Mar 20, 2024 |
| Agraria Mutual GroupAgraria Insurance Company | 1 | 1 | 07 13 | Jan 13, 2022 |
| Brookfield Reins Limited GroupFarm Family Casualty Insurance Company | 1 | 1 | 07 13 | Jun 3, 2025 |
How the largest insurers handle BP 07 83
Groups among the largest businessowners insurers that filed BP 07 83 or their own version in the past five years.
- Tokio Marine Holdings Incorporated GroupUses BP 07 83 in 2 filings
See more forms
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States
Number of filings that include BP 07 83 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 00 03Businessowners Coverage Form72 filings
- BP 05 47Computer Fraud And Funds Transfer Fraud72 filings
- BP 04 02Additional Insured – Managers Or Lessors Of Premises71 filings
- BP 04 16Additional Insured – Lessor Of Leased Equipment71 filings
- BP 04 48Additional Insured – Designated Person Or Organization71 filings
- BP 14 05Additional Insured – Grantor Of Franchise71 filings
- BP 04 06Additional Insured – Controlling Interest70 filings
- BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver70 filings
- BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased70 filings
- BP 04 13Additional Insured – Engineers, Architects Or Surveyors70 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 4, 2026 | Southern Trust Insurance Company | GA | 08 24 | STTR-134866316 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 08 24 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 08 24 | JMIC-135013506 |
| Jun 26, 2026 | Philadelphia Indemnity Insurance Company | SC | 07 13 | PHLX-134889110 |
| May 5, 2026 | Next Insurance US Company | CA | 07 13 | NXUS-134864137 |
| Mar 30, 2026 | Western Community Insurance Company | WA | 07 13 | FMID-134893255 |
| Sep 23, 2025 | Illinois EMCASCO Insurance Company | WA | 07 13 | EMCC-134680599 |
| Aug 22, 2025 | Cameron National Insurance Company | KS | 08 24 | BMUT-134648356 |
| Aug 20, 2025 | Response Indemnity Company of California | CA | 07 13 | PERR-134645602 |
| Jun 30, 2025 | Universal North America Insurance Company | GA | 08 24 | UNAC-134570222 |
| Jun 3, 2025 | Farm Family Casualty Insurance Company | VA | 07 13 | ANPC-134556520 |
| May 2, 2025 | Western Community Insurance Company | ID | 08 24 | FMID-134506398 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
See more carrier forms
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