Insurance carrier
Cloister Mutual & Windsor Mount JOY Group
Currently ranked #393 by filing activity. Activity below is based on admitted P&C product filings from Aug 19, 2025 to Aug 19, 2026.
Rank
#393
Top 500 carrier
Filings
29
08/19/25 to 08/19/26
Companies
2
States
4
State footprint
Latest
Aug 18, 2026
Avg rate increase +6.4%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
4
Companies
1
Avg Impact
+6.4%
Max Increase
+10.0%
Reported rate impact by state
+1.9% to +1.9%+1.9% to +4.9%+4.9% to +8.9%+8.9% to +10.0%
Rate impact filingsShowing up to 4 filings
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDMD MH EB and Base RatesRate/Rule+10.0%+17.5%
10/13/25Windsor-Mount Joy Mutual Insurance CompanyVAVA MH BASE RATESRate/Rule+8.9%+11.2%
08/29/25Windsor-Mount Joy Mutual Insurance CompanyDEDE MH Base Rates and EBForm/Rate/Rule+4.9%+15.8%
09/26/25Windsor-Mount Joy Mutual Insurance CompanyPAPA HO RatesRate/Rule+1.9%+24.8%
product mix by company
Top 5 companies
Cloister Mutual Casualty Insurance Company15 filings
Cloister DE DW Program1
Cloister DE HO Program1
Cloister DE MH Program1
Cloister DE Personal and Premises Liability1
Cloister MD MH Program Form1
Windsor-Mount Joy Mutual Insurance Company14 filings
DE MH Base Rates and EB1
MD HO WMJ Forms W 0508 and W 05101
MD MH EB and Base Rates1
MD MH T2701 Electronic Vandalism1
PA HO Rates1
live tape
Recent Documents
Forms
248 docs08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1008_0124.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1515_0124.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1105_1026.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1412_1026.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1510_1026.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1201_0124.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1101_1026.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1508_1026.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVAC_0102_0124.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1411_1026.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVAC_0100_0124.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACPJ_0823.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACL_300_1.pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVAHO T2700 02 25 Equipment Breakdown Coverage (1).pdfCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_0405_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVAHO_1728_711.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_0201_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_0506_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACPJ_0823.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_0409_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVAHO_4728_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_0440_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_0500_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_1615_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACV_0406_0124.pdfCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVAML27E1.0.pdfCloister Virginia HO Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_320_1282.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_28_0979.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_46_0778.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAC_6404_523.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVACN_4013_0812.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_216_788.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_405_0994.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVACN_0001_0323.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_264_1.0.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_1_0282.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVACV_6508_0926.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVACV_6201_0523.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVACN_4005_0324.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_306_979.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_500V_0699.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_40_0778.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_41_0778.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVACL_0302_0504.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_155_204.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVACV_4009_0523.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_66_778.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_27_979.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_55_1.2.pdfCloister Virginia MH Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAML_2_0282.pdfCloister Virginia MH Program
Rate/Rule
26 docs08/18/26Cloister Mutual Casualty Insurance CompanyVACloister VA Dwelling Properties Program ManualCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVAVirginia Homeowners ManualCloister Virginia HO Program
08/13/26Cloister Mutual Casualty Insurance CompanyVAVirginia Mobile-Homeowners ManualCloister Virginia MH Program
06/15/26Cloister Mutual Casualty Insurance CompanyMDCare Provided For OthersCloister Maryland Mobile Home Program Manual
06/15/26Cloister Mutual Casualty Insurance CompanyMDCloister Mutual Mobile Home ManualCloister Maryland Mobile Home Program Manual
06/15/26Cloister Mutual Casualty Insurance CompanyMDSupplemental ManualCloister Maryland Personal and Premises Liability Supplemental Manual
06/10/26Cloister Mutual Casualty Insurance CompanyMDCloister Mutual Dwelling Properties Program ManualCloister Maryland Dwelling Properties Program Manual
06/09/26Cloister Mutual Casualty Insurance CompanyMDCloister Mutual Homeowners Program ManualCloister Maryland Homeowners Program Manual
06/04/26Cloister Mutual Casualty Insurance CompanyDESupplemental ManualCloister DE Personal and Premises Liability
05/29/26Cloister Mutual Casualty Insurance CompanyDECloister DE MH ManualCloister DE MH Program
05/27/26Cloister Mutual Casualty Insurance CompanyDEDwelling Properties Program ManualCloister DE DW Program
05/22/26Cloister Mutual Casualty Insurance CompanyDECloister DE HO ManualCloister DE HO Program
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDRate PagesMD MH EB and Base Rates
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDManual Exception PageMD MH EB and Base Rates
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDManual Exception PageMD MH EB and Base Rates
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDRate PagesMD MH EB and Base Rates
10/13/25Windsor-Mount Joy Mutual Insurance CompanyVABasic Annual PremiumsVA MH BASE RATES
10/13/25Windsor-Mount Joy Mutual Insurance CompanyVABasic Annual PremiumsVA MH BASE RATES
09/26/25Windsor-Mount Joy Mutual Insurance CompanyPARate PagesPA HO Rates
09/26/25Windsor-Mount Joy Mutual Insurance CompanyPARate PagesPA HO Rates
09/26/25Windsor-Mount Joy Mutual Insurance CompanyPATerritorial DefinitionsPA HO Rates
09/26/25Windsor-Mount Joy Mutual Insurance CompanyPATerritorial DefinitionsPA HO Rates
08/29/25Windsor-Mount Joy Mutual Insurance CompanyDEEquipment BreakdownDE MH Base Rates and EB
08/29/25Windsor-Mount Joy Mutual Insurance CompanyDEEquipment BreakdownDE MH Base Rates and EB
08/29/25Windsor-Mount Joy Mutual Insurance CompanyDERate PagesDE MH Base Rates and EB
08/29/25Windsor-Mount Joy Mutual Insurance CompanyDERate PagesDE MH Base Rates and EB
Supporting Documentation
25 docs08/18/26Cloister Mutual Casualty Insurance CompanyVACertificate of ComplianceCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACOF-1 Rate CertificationCloister Virginia DW Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACOF-1 Rate CertificationCloister Virginia HO Program
08/18/26Cloister Mutual Casualty Insurance CompanyVACertification of Compliance (14VAC5-342-10 et seq)Cloister Virginia HO Program
08/13/26Cloister Mutual Casualty Insurance CompanyVACOF-1 Rate CertificationCloister Virginia MH Program
07/09/26Windsor-Mount Joy Mutual Insurance CompanyPAPC Form Filing AttestationWMJ PA MH Forms W 6508 and W 6510
06/15/26Cloister Mutual Casualty Insurance CompanyMDResponse to Peoples' Insurance Council Actuary's QuestionsCloister Maryland Mobile Home Program Manual
06/15/26Cloister Mutual Casualty Insurance CompanyMDRequired Percentage DeductiblesCloister Maryland Mobile Home Program Manual
06/15/26Cloister Mutual Casualty Insurance CompanyMDCloister Maryland Mobile Home Underwriting GuidelinesCloister Maryland Mobile Home Program Manual
06/15/26Cloister Mutual Casualty Insurance CompanyMDRequired Percentage DeductiblesCloister Maryland Mobile Home Program Manual
06/15/26Cloister Mutual Casualty Insurance CompanyMDRequired Percentage DeductiblesCloister Maryland Mobile Home Program Manual
06/15/26Cloister Mutual Casualty Insurance CompanyMDAAIS Forms ListCloister Maryland Personal and Premises Liability Form
06/10/26Cloister Mutual Casualty Insurance CompanyMDAAIS Forms ListCloister Maryland Dwelling Properties Forms
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDPeople's Insurance Counsel ResponseMD MH EB and Base Rates
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDP&C Actuarial JustificationMD MH EB and Base Rates
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDP&C Actuarial JustificationMD MH EB and Base Rates
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDP&C Actuarial JustificationMD MH EB and Base Rates
11/17/25Windsor-Mount Joy Mutual Insurance CompanyMDCAT Modeling QuestionnaireMD MH EB and Base Rates
10/13/25Windsor-Mount Joy Mutual Insurance CompanyVAActuarial JustificationVA MH BASE RATES
10/13/25Windsor-Mount Joy Mutual Insurance CompanyVACOF-1 Rate CertificationVA MH BASE RATES
10/13/25Windsor-Mount Joy Mutual Insurance CompanyVAActuarial JustificationVA MH BASE RATES
09/26/25Windsor-Mount Joy Mutual Insurance CompanyPAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA HO Rates
09/26/25Windsor-Mount Joy Mutual Insurance CompanyPAPC Rate/Rule Filing AttestationPA HO Rates
09/26/25Windsor-Mount Joy Mutual Insurance CompanyPAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA HO Rates
08/29/25Windsor-Mount Joy Mutual Insurance CompanyDEP&C - State Specific RequirementsDE MH Base Rates and EB