Admitted P&C filing requirements by state

Ordinary rate and rule material follows Alaska's file-and-use regime; a filing outside the flex bands has a 30-day pre-effective filing period.

Medical-malpractice workers compensation and assigned-risk rate filings require prior approval with a 15-day review period that may be extended 15 days.

The rating organization submits annual prospective loss-cost and assigned-risk-rate filings at least 125 days before the proposed effective date for prior review.

Unless a statute specifically requires prior approval Colorado classifies rate rule and loss-cost filings as file-and-use. Rates must be filed before distribution release to producers premium collection advertising or other use.

Licensed rating organizations must file required policy forms and modifications no later than 30 days before effectiveness. A filing may not be effective or used until approved, but is deemed approved if not disapproved within 30 days.

Workers compensation rate and loss-cost filings require prior approval and use the statutory 30-day review/deemer branch.

These rate filings require approval before use and are deemed approved unless disapproved within 30 days after receipt.

Prospective loss-cost filings generally have a 60-day review period and deemer with a possible additional 60 days.

Enumerated rating-system filings require approval or a 30-day deemer; the director may extend review by 30 days.

Competitive commercial rates need not be filed.