PP 03 23 Miscellaneous Type Vehicle Endorsement

An Insurance Services Office (ISO) standard form. It adapts the personal auto policy for motor homes, motorcycles, all-terrain vehicles, dune buggies and golf carts shown in the schedule, with an optional passenger hazard exclusion and coverage for motor home facilities and equipment.

1. 09 18 edition

   Sep 2018, compared with 01 05Latest edition

   • Physical damage coverage now excludes loss due to fungi, wet or dry rot, or bacteria.

     01 05

     Not in this edition

     09 18

     “We will not pay for loss due to "fungi", wet or dry rot, or bacteria”

   • Motor homes you do not own, used as temporary substitutes, are now also exempt from Exclusion 7.

     01 05

     Not in this edition

     09 18

     “Any motor home you do not own while used as a temporary substitute for "your covered auto"”

2. 01 05 edition

   Jan 2005, compared with 06 98

   • The passenger hazard exclusion now applies to bodily injury to any person occupying the vehicle, not only to an insured.

     06 98

     “for "bodily injury" to any "insured" while "occupying" the described”

     01 05

     “for "bodily injury" to any person while "occupying" the described”

   • A newly acquired pickup or van now qualifies at a gross vehicle weight rating of 10,000 lbs. or less.

     06 98

     “Has a Gross Vehicle Weight of less than 10,000 lbs.”

     01 05

     “Has a Gross Vehicle Weight Rating of 10,000 lbs. or less”

3 other edition dates appear in one or two filings each, often carrier-specific versions: 08 18, 07 09, 06 94.

Where filings record what this form replaced, they name earlier edition WIWM and other forms PA1508, PP 43 87, PP 73 23. Only some filings record replacements.

• Edition in use: in the past 12 months, 3 companies filed the 09 18 edition and 3 companies filed 06 98.
• PP 03 01 (Federal Employees Using Autos in Government Business) is filed alongside it most often, in 51 of the same filings (78%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• PP 03 01Federal Employees Using Autos in Government Business51 filings
• PP 03 08Coverage for Damage to Your Auto (Maximum Limit of Liability)51 filings
• PP 03 13Excess Electronic Equipment Coverage47 filings
• PP 13 01Coverage for Damage to Your Auto Exclusion Endorsement46 filings
• PP 03 35Auto Loan/Lease Coverage45 filings
• PP 03 05Loss Payable Clause41 filings
• PP 03 06Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use41 filings
• PP 03 09Single Liability Limit41 filings
• PP 03 18Customizing Equipment Coverage39 filings
• PP 00 01Personal Auto Policy37 filings