Coverage description
An Insurance Services Office (ISO) standard form. It has the insurer waive the insured's governmental immunity in handling claims and defending suits, unless the insured asks in writing not to, without making the insurer liable beyond the limit of insurance.
How the form has changed
The 04 13 edition adds the owners and contractors protective and railroad protective liability coverage parts and updates the form date. The coverage wording is the same as 11 85.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 13Apr 2013Latest | 110 | 62 | 22 | Dec 2021 to Oct 2026 |
| 11 85Nov 1985 | 5 | 3 | 5 | Aug 2022 to Mar 2024 |
What the filings show
- Edition in use: in the past 12 months, 20 companies filed the 04 13 edition.
- CG 21 16 (Exclusion - Designated Professional Services) is filed alongside it most often, in 113 of the same filings (98%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 24 14, out of 36 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 04 13 | Jan 15, 2026 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 10 | 4 | 04 1311 85 | Oct 22, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 04 13 | Feb 12, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 04 13 | Jun 15, 2026 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 6 | 4 | 04 13 | Sep 8, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 04 13 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 04 13 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 04 13 | Feb 17, 2026 |
| Axis Capital GroupAXIS Insurance Company | 4 | 1 | 04 13 | Apr 11, 2025 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 3 | 2 | 04 13 | Dec 8, 2025 |
How the largest insurers handle CG 24 14
Groups among the largest commercial general liability insurers that filed CG 24 14 or their own version in the past five years.
- WR Berkley Corporation GroupUses CG 24 14 in 1 filing
- Fairfax Financial GroupUses CG 24 14 in 2 filings
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States
Number of filings that include CG 24 14 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 16Exclusion - Designated Professional Services113 filings
- CG 21 52Exclusion - Financial Services113 filings
- CG 21 57Exclusion - Counseling Services113 filings
- CG 21 59Exclusion - Diagnostic Testing Laboratories113 filings
- CG 22 39Exclusion - Camps or Campgrounds112 filings
- CG 22 33Exclusion - Testing or Consulting Errors and Omissions111 filings
- CG 22 34Exclusion - Construction Management Errors and Omissions111 filings
- CG 22 45Exclusion - Specified Therapeutic or Cosmetic Services111 filings
- CG 22 48Exclusion - Insurance and Related Operations111 filings
- CG 22 70Real Estate Property Managed111 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 04 13 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 04 13 | CNAB-135091690 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 04 13 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 04 13 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 04 13 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 04 13 | ZICO-134965759 |
| Jun 1, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 04 13 | COPP-134966665 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 04 13 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 04 13 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 04 13 | SFCC-134814522 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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