Coverage description
An Insurance Services Office (ISO) standard form. It removes the watercraft exclusion for boats described in the schedule and makes anyone legally responsible for using those boats with your permission an insured.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 11 85Nov 1985Latest | 137 | 80 | 29 | Nov 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 12 11.
What the filings show
- Edition in use: in the past 12 months, 22 companies filed the 11 85 edition.
- CG 21 34 (Exclusion - Designated Work (for Use with Cgl and Products Policies)) is filed alongside it most often, in 139 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 24 12, out of 45 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 17 | 17 | 11 8512 11 | Sep 3, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Nationwide Mutual Insurance Company and Allied Insurance Company of America | 13 | 5 | 11 85 | Feb 12, 2025 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 9 | 5 | 11 85 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 8 | 3 | 11 85 | Jun 15, 2026 |
| Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company | 7 | 7 | 11 85 | Jan 9, 2023 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 6 | 6 | 11 85 | May 3, 2024 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 11 85 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 11 85 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 11 85 | Feb 17, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 2 | 11 85 | Dec 8, 2025 |
How the largest insurers handle CG 24 12
Groups among the largest commercial general liability insurers that filed CG 24 12 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 24 12 in 7 filings
- WR Berkley Corporation GroupUses CG 24 12 in 2 filings
- Fairfax Financial GroupUses CG 24 12 in 2 filings
See more forms
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States
Number of filings that include CG 24 12 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)139 filings
- CG 20 02Additional Insured - Club Members137 filings
- CG 20 04Additional Insured - Condominium Unit Owners136 filings
- CG 21 33Exclusion - Designated Products (for Use with Cgl and Products Policies)134 filings
- CG 21 38Exclusion - Personal and Advertising Injury134 filings
- CG 22 58Exclusion - Described Hazards (Carnivals, Circuses and Fairs)134 filings
- CG 22 29Exclusion - Property Entrusted132 filings
- CG 20 14Additional Insured - Users of Teams, Draft or Saddle Animals130 filings
- CG 22 66Misdelivery of Liquid Products Coverage130 filings
- CG 22 52Exclusion - Medical Payments Coverage (Inmates, Patients or Prisoners)129 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 11 85 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 11 85 | CNAB-135091690 |
| Sep 3, 2026 | Associated Indemnity Corporation | TX | 11 85 | ADWC-135065831 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 11 85 | SFBC-135017175 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 11 85 | SFBC-135013358 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 11 85 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 11 85 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 11 85 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 11 85 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 11 85 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 11 85 | ZICO-134965759 |
| Jun 1, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 11 85 | COPP-134966665 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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