Coverage description
An Insurance Services Office (ISO) standard form. It removes the liquor liability exclusion from general liability coverage, while excluding injury or damage from alcohol sold, served or furnished while a required liquor license is not in effect.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 25 edition
Dec 2025, compared with 10 93Latest editionA new exclusion removes coverage for alcohol sold, served or furnished while any required liquor license is not in effect.
10 93
Not in this edition
12 25
“while any required liquor license is not in effect”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 25Dec 2025Latest | 45 | 14 | 38 | Jul 2024 to Jun 2026 |
| 10 93Oct 1993 | 121 | 75 | 27 | Dec 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 10 96.
Where filings record what this form replaced, they name earlier edition 10 93. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 23 companies filed the 10 93 edition and 8 companies filed 12 25.
- The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 14 companies in 38 states so far.
- CG 22 29 (Exclusion - Property Entrusted) is filed alongside it most often, in 160 of the same filings (96%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 24 08, out of 44 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 37 | 37 | 12 25 | Apr 9, 2025 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 18 | 16 | 10 93 | Aug 26, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Nationwide Mutual Insurance Company and Allied Insurance Company of America | 12 | 4 | 10 93 | Feb 12, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 9 | 3 | 10 9312 25 | Jun 15, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 10 93 | Oct 22, 2026 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 6 | 6 | 10 93 | May 3, 2024 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 10 93 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 10 93 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 10 93 | Feb 17, 2026 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 4 | 4 | 10 93 | Oct 6, 2026 |
How the largest insurers handle CG 24 08
Groups among the largest commercial general liability insurers that filed CG 24 08 or their own version in the past five years.
- Berkshire Hathaway GroupFiles its own version: CGB 240808 15 Liquor Liability (1 state)
- WR Berkley Corporation GroupUses CG 24 08 in 2 filings
- Fairfax Financial GroupUses CG 24 08 in 2 filings
See more forms
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States
Number of filings that include CG 24 08 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 22 29Exclusion - Property Entrusted160 filings
- CG 22 52Exclusion - Medical Payments Coverage (Inmates, Patients or Prisoners)155 filings
- CG 22 47Exclusion - Saline Substances Contamination149 filings
- CG 22 57Exclusion - Underground Resources and Equipment149 filings
- CG 22 40Exclusion - Medical Payments - Day Care Centers144 filings
- CG 22 68Operation of Customers Autos on Particular Premises143 filings
- CG 22 56Exclusion - Injury to Volunteer Firefighters141 filings
- CG 22 63Stevedoring Operations – Products-Completed Operations Hazard Redefined139 filings
- CG 22 76Professional Liability Exclusion - Health or Exercise Clubs or Commercially Operated Health or Exercise Facilities139 filings
- CG 22 87Exclusion - Adult Day Care Centers138 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 10 93 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 10 93 | CNAB-135091690 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | NV | 10 93 | CNNA-134980601 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | ID | 10 93 | CNNA-134992231 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 10 93 | CHMU-134947220 |
| Jun 23, 2026 | Addison Insurance Companyand 1 more | CO | 10 93 | UNFG-134979892 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 10 93 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 2510 93 | BEAC-134983795 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | SC | 10 93 | BEAC-134983796 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 10 93 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 10 93 | MRTN-134978902 |
| Jun 4, 2026 | The Cincinnati Casualty Companyand 2 more | RI | 10 93 | CNNA-134875418 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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