CG 21 65 Total Pollution Exclusion With A Building Heating, Cooling And Dehumidifying Equipment Exception And A Hostile Fire Exception

An Insurance Services Office (ISO) standard form. It replaces the pollution exclusion with a total pollution exclusion that keeps only two exceptions: bodily injury inside a building from smoke or fumes of heating, cooling or dehumidifying equipment, and injury or damage from a hostile fire.

• Edition in use: in the past 12 months, 23 companies filed the 12 04 edition.
• CG 21 45 (Exclusion – Damage to Premises Rented to You) is filed alongside it most often, in 182 of the same filings (95%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupFiles its own version: CB CG 210011 Total Pollution Exclusion With A Building Heating, Cooling And Dehumidifying Equipment Exception And A Hostile Fire Exception (4 states)
• WR Berkley Corporation GroupUses CG 21 65 in 1 filing
• Fairfax Financial GroupUses CG 21 65 in 2 filings

• CG 21 45Exclusion – Damage to Premises Rented to You182 filings
• CG 21 47Employment- Related Practices Exclusion179 filings
• CG 04 35Employee Benefits Liability Coverage177 filings
• IL 00 21Nuclear Energy Liability Exclusion Endorsement175 filings
• CG 20 18Additional Insured – Mortgagee, Assignee or Receiver170 filings
• CG 20 01Primary and Noncontributory – Other Insurance Condition169 filings
• CG 22 74Limited Contractual Liability Coverage for Personal and Advertising Injury169 filings
• CG 20 10Additional Insured – Owners, Lessees or Contractors – Scheduled Person or Organization168 filings
• CG 20 11Additional Insured – Managers or Lessors of Premises168 filings
• CG 20 26Additional Insured – Designated Person or Organization168 filings