Coverage description
An Insurance Services Office (ISO) standard form. It narrows the Coverage B contractual liability exclusion for a designated contract, covering tort liability you assume for false arrest, detention or imprisonment offenses, and sets conditions for defending your indemnitee.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 25 edition
Dec 2025, compared with 10 01Latest editionCoverage now depends on the offense being committed after the designated contract is signed, rather than the injury occurring after it.
10 01
“occurs subsequent to the execution of the designated contract”
12 25
“is committed subsequent to the execution of the designated contract”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 25Dec 2025Latest | 45 | 15 | 37 | Jul 2024 to Jun 2026 |
| 10 01Oct 2001 | 185 | 63 | 42 | Dec 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 03 97.
Where filings record what this form replaced, they name earlier edition 10 01 and other forms CL 6165. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 20 companies filed the 10 01 edition and 9 companies filed 12 25.
- The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 15 companies in 37 states so far.
- CG 21 47 (Employment- Related Practices Exclusion) is filed alongside it most often, in 205 of the same filings (89%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 22 74, out of 43 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Clear Blue Financial GroupClear Blue Insurance Company | 36 | 34 | 10 01 | Feb 11, 2026 |
| Insurance Services Office, Inc.Advisory Organization | 36 | 36 | 12 25 | Apr 9, 2025 |
| OBS Holdings Group2 group companies filed it, led by Obsidian Insurance Company and Obsidian Pacific Insurance Company | 36 | 36 | 10 01 | Feb 3, 2023 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 10 01 | Jan 15, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 10 01 | Feb 12, 2025 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 9 | 4 | 10 01 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 8 | 3 | 10 0112 25 | Jun 15, 2026 |
| Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company | 7 | 7 | 10 01 | Jan 9, 2023 |
| Hastings Mutual Insurance Company | 6 | 5 | 10 01 | Mar 13, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 10 01 | Jun 26, 2026 |
How the largest insurers handle CG 22 74
Groups among the largest commercial general liability insurers that filed CG 22 74 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 22 74 in 7 filings
- Fairfax Financial GroupUses CG 22 74 in 2 filings
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States
Number of filings that include CG 22 74 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 47Employment- Related Practices Exclusion205 filings
- CG 00 01Commercial General Liability Coverage Form203 filings
- CG 04 35Employee Benefits Liability Coverage203 filings
- CG 21 06Exclusion – Access or Disclosure of Confidential or Personal Information and Data-Related Liability – with Limited Bodily Injury Exception200 filings
- CG 21 45Exclusion – Damage to Premises Rented to You174 filings
- CG 20 28Additional Insured – Lessor of Leased Equipment172 filings
- CG 20 10Additional Insured – Owners, Lessees or Contractors – Scheduled Person or Organization171 filings
- CG 20 11Additional Insured – Managers or Lessors of Premises171 filings
- CG 20 26Additional Insured – Designated Person or Organization171 filings
- CG 21 65Total Pollution Exclusion with a Building Heating, Cooling and Dehumidifying Equipment Exception and a Hostile Fire Exception169 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 10 01 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 10 01 | CNAB-135091690 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 10 01 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 10 01 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 2510 01 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 10 01 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 10 01 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 10 01 | ZICO-134965759 |
| Jun 1, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 10 01 | COPP-134966665 |
| May 19, 2026 | Employers Insurance Company of Wausauand 5 more | KY | 12 25 | LWCM-134952492 |
| May 15, 2026 | Employers Insurance Company of Wausauand 5 more | NM | 12 25 | LWCM-134951490 |
| May 14, 2026 | Employers Insurance Company of Wausauand 5 more | CO | 12 25 | LWCM-134945757 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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