Coverage description
An Insurance Services Office (ISO) standard form. It excludes bodily injury and property damage from your ongoing operations or completed operations at the scheduled locations when you are enrolled in a controlled (wrap-up) insurance program for that injury or damage, whatever that program's coverage, limits or status.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 19 edition
Dec 2019, compared with 01 96Latest editionThe exclusion now applies only if you are enrolled in a controlled (wrap-up) insurance program for the injury or damage at the scheduled location, instead of whenever such a program has been provided by the prime contractor or owner.
01 96
“as a consolidated (wrap-up) insurance program has been provided by the prime contractor/project manager or owner”
12 19
“but only if you are enrolled in a "controlled (wrap-up) insurance program"”
A definition of controlled (wrap-up) insurance program is added, covering a centralized program of insurance or self-insurance for contractors on one or more specific projects.
01 96
Not in this edition
12 19
“means a centralized insurance program under which one party has secured either insurance or selfinsurance”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 19Dec 2019Latest | 126 | 77 | 33 | Nov 2021 to Oct 2026 |
| 01 96Jan 1996 | 33 | 20 | 16 | Nov 2021 to Jul 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 10/1/2020.
Where filings record what this form replaced, they name earlier edition 01 96 and other forms IWCG 31 2002. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 27 companies filed the 12 19 edition and 2 companies filed 01 96.
- CG 24 04 (Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)) is filed alongside it most often, in 144 of the same filings (92%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 21 54, out of 45 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 16 | 16 | 12 19 | Oct 23, 2023 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 12 19 | Jan 15, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 15 | 4 | 01 9612 19 | Oct 22, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Nationwide Insurance Company of America and Nationwide Mutual Insurance Company | 12 | 4 | 01 9612 19 | Oct 21, 2026 |
| Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company | 8 | 2 | 12 19 | Feb 17, 2026 |
| Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company | 7 | 7 | 01 96 | Jan 9, 2023 |
| Sompo GroupSompo America Insurance Company | 7 | 2 | 12 19 | Jun 18, 2026 |
| Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 6 | 6 | 12 19 | Mar 28, 2024 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 6 | 2 | 12 19 | Jun 15, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 12 19 | Jun 26, 2026 |
How the largest insurers handle CG 21 54
Groups among the largest commercial general liability insurers that filed CG 21 54 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 21 54 in 8 filings
- WR Berkley Corporation GroupUses CG 21 54 in 1 filing
- Fairfax Financial GroupUses CG 21 54 in 2 filings
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States
Number of filings that include CG 21 54 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 24 04Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)144 filings
- CG 20 11Additional Insured – Managers or Lessors of Premises142 filings
- CG 20 27Additional Insured - Co-Owner of Insured Premises142 filings
- CG 20 26Additional Insured - Designated Person or Organization141 filings
- CG 21 66Exclusion – Volunteer Workers as Insureds140 filings
- CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations139 filings
- CG 20 18Additional Insured – Mortgagee, Assignee or Receiver139 filings
- CG 20 28Additional Insured - Lessor of Leased Equipment139 filings
- CG 22 36Exclusion – Limited Products and Professional Services – Pharmacists138 filings
- CG 21 37Exclusion - Employees and Volunteer Workers as Insureds137 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 19 | STNA-135128706 |
| Oct 21, 2026 | Allied Insurance Company of Americaand 4 more | CA | 12 19 | NWPP-G135131050 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 12 19 | CNAB-135091690 |
| Jul 2, 2026 | State National Insurance Company, Inc. | CO | 01 96 | STNA-135002472 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 19 | CHMU-134947220 |
| Jun 24, 2026 | Southern Trust Insurance Company | GA | 12 19 | STTR-134864949 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 19 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 1901 96 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 19 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 19 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 12 19 | ZICO-134965759 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 19 | CNAB-134872676 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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