Coverage description
An Insurance Services Office (ISO) standard form. It covers your legal liability for loss to customers' autos and their equipment left in your care while you attend, service, repair, park or store them in your garage operations, for the causes of loss and limits shown in the schedule. An optional direct coverage election makes it pay without regard to your liability, on an excess or primary basis.
How the form has changed
3 changes across 2 revisions, newest first. Each edition is compared with the one before it, using wording from filed copies.
09 27 edition
Sep 2027, compared with 10 13Latest editionThe exclusion for tapes, records and similar sound devices now excludes portable non-original manufacturer recording or storage media, including discs, drives and memory cards.
10 13
“Tapes, records or other sound-reproducing devices”
09 27
“Portable non-original manufacturer recording or storage media”
Loss is now defined as direct and accidental physical loss or damage.
10 13
“direct and accidental loss or damage”
09 27
“direct and accidental physical loss or damage”
10 13 edition
Oct 2013, compared with 03 10Who is an insured was rewritten: partners' spouses, LLC managers and stockholders were added, and each is covered only for their role or for the conduct of your garage operations. Employees are covered only for acts within the scope of their employment or their garage duties.
03 10
“directors or shareholders while acting within the scope of their duties as such”
10 13
“Your partners and their spouses, if you are a partnership”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 09 27Sep 2027Latest | 26 | 1 | 26 | Aug 2026 to Sep 2026 |
| 10 13Oct 2013 | 212 | 130 | 25 | Dec 2021 to Sep 2026 |
| 03 10Mar 2010 | 8 | 5 | 4 | Jun 2022 to Mar 2026 |
What the filings show
- Edition in use: in the past 12 months, 55 companies filed the 10 13 edition and 2 companies filed 03 10.
- The latest edition, 09 27, has been filed by Insurance Services Office, Inc in 26 states since Aug 20, 2026. No carrier filings list it yet.
- CA 99 23 (Rental Reimbursement Coverage) is filed alongside it most often, in 231 of the same filings (94%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CA 99 37, out of 65 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 27 | 27 | 09 2710 13 | Sep 17, 2026 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by U.S. Specialty Insurance Company and Safety National Casualty Corporation | 18 | 14 | 10 13 | Feb 17, 2026 |
| Arch Insurance Group3 group companies filed it, led by Arch Indemnity Insurance Company and Arch Insurance Company | 14 | 2 | 10 13 | Apr 8, 2026 |
| OLD Republic Group4 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company | 13 | 1 | 10 13 | May 11, 2026 |
| Nationwide Corporation Group9 group companies filed it, led by Allied Insurance Company of America and Nationwide Insurance Company of America | 11 | 6 | 10 13 | Apr 7, 2026 |
| Scor GroupGeneral Security National Insurance Company | 10 | 1 | 10 13 | Jun 9, 2026 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 10 13 | Jun 24, 2024 |
| Liberty Mutual Group2 group companies filed it, led by State Automobile Mutual Insurance Company and General Insurance Company of America | 7 | 3 | 10 13 | Jun 17, 2026 |
| Southern Farm Bureau CAS Group3 group companies filed it, led by Colorado Farm Bureau Insurance Company and Southern Farm Bureau Casualty Insurance Company | 7 | 4 | 10 13 | Jul 8, 2026 |
| Ambac Financial GroupEverspan Insurance Company | 6 | 4 | 10 13 | Apr 28, 2025 |
How the largest insurers handle CA 99 37
Groups among the largest commercial auto insurers that filed CA 99 37 or their own version in the past five years.
- Progressive GroupUses CA 99 37 in 2 filings
- Travelers GroupUses CA 99 37 in 64 filings
- Berkshire Hathaway GroupFiles its own version: M-5896 Garagekeepers Coverage (10 states)
- Liberty Mutual GroupUses CA 99 37 in 1 filing
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CA 99 37 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CA 99 23Rental Reimbursement Coverage231 filings
- CA 99 30Tapes, Records and Discs Coverage219 filings
- CA 23 98Trailer Interchange Coverage210 filings
- CA 04 44Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)209 filings
- CA 00 01Business Auto Coverage Form208 filings
- CA 20 48Designated Insured for Covered Autos Liability Coverage207 filings
- CA 99 44Loss Payable Clause204 filings
- CA 99 48Pollution Liability - Broadened Coverage for Covered Autos - Business Auto and Motor Carrier Coverage Forms204 filings
- CA 99 47Employee as Lessor203 filings
- CA 99 10Drive Other Car Coverage - Broadened Coverage for Named Individuals198 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 17, 2026 | Insurance Services Office, Inc. | CA | 09 27 | ISOF-135093307 |
| Sep 4, 2026 | Incline Casualty Company | SC | 10 13 | AIAD-135047572 |
| Aug 28, 2026 | Jet Insurance Company | SC | 10 13 | MRTN-134878222 |
| Aug 26, 2026 | Insurance Services Office, Inc. | LA | 09 27 | ISOF-135053020 |
| Aug 26, 2026 | Insurance Services Office, Inc. | TX | 09 27 | ISOF-135053045 |
| Aug 25, 2026 | Insurance Services Office, Inc. | OK | 09 27 | ISOF-135053037 |
| Aug 21, 2026 | Insurance Services Office, Inc. | AR | 09 27 | ISOF-135052987 |
| Aug 21, 2026 | Insurance Services Office, Inc. | MS | 09 27 | ISOF-135053025 |
| Aug 21, 2026 | Insurance Services Office, Inc. | NJ | 09 27 | ISOF-135053031 |
| Aug 21, 2026 | Insurance Services Office, Inc. | ND | 09 27 | ISOF-135053035 |
| Aug 21, 2026 | Insurance Services Office, Inc. | VT | 09 27 | ISOF-135053047 |
| Aug 20, 2026 | Insurance Services Office, Inc. | AZ | 09 27 | ISOF-135052986 |
Most filed ISO CA forms
- CA DS 03 Business Auto Declarations
- CA DS 21 Motor Carrier Declarations
- CA 00 01 Business Auto Coverage Form
- CA 28 03 Abuse Or Molestation Exclusion For Covered Autos Liability Exposure
- CA 23 17 Truckers - Uniform Intermodal Interchange Endorsement Form UIIE - 1
- CA 04 43 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic When Required By Written Contract Or Agreement
- CA 04 44 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)
- CA 04 49 Primary and Noncontributory - Other Insurance Condition
- CA 20 01 Lessor - Additional Insured And Loss Payee
- CA 20 48 Designated Insured For Covered Autos Liability Coverage
- CA 00 20 Motor Carrier Coverage Form
- CA 20 71 Auto Loan/Lease Gap Coverage
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