Coverage description
An Insurance Services Office (ISO) standard form. It makes the golf carts and low-speed vehicles described in the schedule covered autos, but only for the coverages that show a premium.
How the form has changed
The 10 13 edition updates the coverage forms it applies to and the coverage names in the schedule. The coverage wording is the same as 03 10.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 13Oct 2013Latest | 238 | 126 | 30 | Nov 2021 to Aug 2026 |
| 03 10Mar 2010 | 7 | 5 | 4 | Jun 2022 to Jan 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 12 23.
What the filings show
- Edition in use: in the past 12 months, 54 companies filed the 10 13 edition and 1 company filed 03 10.
- CA 99 33 (Employees as Insureds) is filed alongside it most often, in 232 of the same filings (94%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CA 04 45, out of 61 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by U.S. Specialty Insurance Company and Safety National Casualty Corporation | 18 | 14 | 10 13 | Feb 17, 2026 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 17 | 16 | 10 13 | Jul 12, 2024 |
| Nationwide Corporation Group12 group companies filed it, led by Allied Insurance Company of America and Nationwide Mutual Insurance Company | 17 | 7 | 10 1312 23 | Aug 7, 2026 |
| Arch Insurance Group3 group companies filed it, led by Arch Indemnity Insurance Company and Arch Insurance Company | 14 | 2 | 10 13 | Apr 8, 2026 |
| OLD Republic Group4 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company | 13 | 1 | 10 13 | May 11, 2026 |
| Liberty Mutual GroupState Automobile Mutual Insurance Company | 10 | 1 | 10 13 | Jun 17, 2026 |
| Scor GroupGeneral Security National Insurance Company | 10 | 1 | 10 13 | Jun 9, 2026 |
| Berkshire Hathaway Group10 group companies filed it, led by Berkshire Hathaway Direct Insurance Company and GEICO Casualty Company | 9 | 8 | 10 13 | Mar 20, 2024 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 10 13 | Jun 24, 2024 |
| Ambac Financial GroupEverspan Insurance Company | 6 | 4 | 10 13 | Apr 28, 2025 |
How the largest insurers handle CA 04 45
Groups among the largest commercial auto insurers that filed CA 04 45 or their own version in the past five years.
- Travelers GroupUses CA 04 45 in 63 filings
- Berkshire Hathaway GroupUses CA 04 45 in 7 filings
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CA 04 45 in each state, Oct 2021 to Aug 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CA 99 33Employees as Insureds232 filings
- CA 99 44Loss Payable Clause232 filings
- CA 99 23Rental Reimbursement Coverage231 filings
- CA 20 48Designated Insured for Covered Autos Liability Coverage227 filings
- CA 99 47Employee as Lessor227 filings
- CA 20 27Registration Plates Not Issued for a Specific Auto220 filings
- CA 99 30Tapes, Records and Discs Coverage220 filings
- CA 02 40Suspension of Insurance218 filings
- CA 99 16Hired Autos Specified as Covered Autos You Own215 filings
- CA 23 03Multipurpose Equipment214 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Aug 28, 2026 | Jet Insurance Company | SC | 10 13 | MRTN-134878222 |
| Aug 7, 2026 | Scottsdale Indemnity Company | CA | 12 23 | NWPP-G135047524 |
| Jul 8, 2026 | Colorado Farm Bureau Insurance Company | CO | 10 13 | SFBC-135011078 |
| Jun 30, 2026 | Accredited Surety and Casualty Company, Inc. | CO | 10 13 | ACSA-135005169 |
| Jun 26, 2026 | Grange Insurance Association | CO | 10 13 | GRIA-135000193 |
| Jun 25, 2026 | Selective Insurance Company of Americaand 3 more | CO | 10 13 | SELC-134998854 |
| Jun 24, 2026 | Great American Alliance Insurance Companyand 3 more | CO | 10 13 | GACX-134993563 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 10 13 | UNFG-134905846 |
| Jun 18, 2026 | Atlantic Specialty Insurance Company | SC | 10 13 | BEAC-134983501 |
| Jun 18, 2026 | Sompo America Fire and Marine Insurance Companyand 1 more | CO | 10 13 | SMPJ-134972831 |
| Jun 17, 2026 | Society Insurance, a mutual company | CO | 10 13 | SCTY-134960697 |
| Jun 17, 2026 | State Automobile Mutual Insurance Company | CO | 10 13 | STAT-134983292 |
Most filed ISO CA forms
- CA DS 03 Business Auto Declarations
- CA DS 21 Motor Carrier Declarations
- CA 00 01 Business Auto Coverage Form
- CA 28 03 Abuse Or Molestation Exclusion For Covered Autos Liability Exposure
- CA 23 17 Truckers - Uniform Intermodal Interchange Endorsement Form UIIE - 1
- CA 04 43 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic When Required By Written Contract Or Agreement
- CA 04 44 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)
- CA 04 49 Primary and Noncontributory - Other Insurance Condition
- CA 20 01 Lessor - Additional Insured And Loss Payee
- CA 20 48 Designated Insured For Covered Autos Liability Coverage
- CA 00 20 Motor Carrier Coverage Form
- CA 20 71 Auto Loan/Lease Gap Coverage
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.