Coverage description
An Insurance Services Office (ISO) standard form. Declarations page for the Businessowners Policy, showing premises, property limits and deductibles, optional coverages, liability limits, endorsements and premium.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 08 24Aug 2024Latest | 53 | 6 | 41 | Aug 2023 to Sep 2026 |
| 07 13Jul 2013 | 6 | 3 | 6 | May 2026 to Oct 2026 |
3 other edition dates appear in one or two filings each, often carrier-specific versions: 05 26, 10 25, 10 14.
Where filings record what this form replaced, they name earlier edition BP DS 01 07 13. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 3 companies filed the 07 13 edition and 2 companies filed 08 24.
- BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 60 of the same filings (95%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP DS 01, out of 11 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 47 | 40 | 08 24 | Nov 20, 2024 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 3 | 3 | 07 13 | Oct 1, 2026 |
| Cameron Mutual GroupCameron National Insurance Company | 2 | 1 | 05 2610 25 | May 29, 2026 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 2 | 2 | 08 24 | Jul 21, 2026 |
| Preferred Mutual Insurance Company | 2 | 2 | 10 14 | Feb 10, 2026 |
| Tokio Marine Holdings Incorporated GroupPhiladelphia Indemnity Insurance Company | 2 | 2 | 07 13 | Jul 28, 2026 |
| Mississippi State Rating Bureau | 1 | 1 | 08 24 | Nov 13, 2024 |
| Munich RE GroupNext Insurance US Company | 1 | 1 | 07 13 | May 5, 2026 |
| Southern Trust Insurance Company | 1 | 1 | 08 24 | Sep 4, 2026 |
| Universal Insurance Company GroupUniversal North America Insurance Company | 1 | 1 | 08 24 | Jun 30, 2025 |
How the largest insurers handle BP DS 01
Groups among the largest businessowners insurers that filed BP DS 01 or their own version in the past five years.
- Chubb Limited GroupFiles its own version: CB BOP 3001 06 23 Businessowners Policy Declarations (41 states)
- Tokio Marine Holdings Incorporated GroupUses BP DS 01 in 3 filings
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States
Number of filings that include BP DS 01 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 00 03Businessowners Coverage Form60 filings
- BP 14 07Business Income And Extra Expense – Revised Period Of Indemnity60 filings
- BP 04 02Additional Insured – Managers Or Lessors Of Premises59 filings
- BP 04 06Additional Insured – Controlling Interest59 filings
- BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver59 filings
- BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased59 filings
- BP 04 30Protective Safeguards59 filings
- BP 04 47Additional Insured – Vendors59 filings
- BP 04 48Additional Insured – Designated Person Or Organization59 filings
- BP 04 50Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization59 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 1, 2026 | Accredited Surety and Casualty Company, Inc. | PA | 07 13 | VPSI-134969305 |
| Sep 28, 2026 | Accredited Surety and Casualty Company, Inc. | NC | 07 13 | VPSI-135105135 |
| Sep 15, 2026 | Accredited Surety and Casualty Company, Inc. | MD | 07 13 | VPSI-134969100 |
| Sep 4, 2026 | Southern Trust Insurance Company | GA | 08 24 | STTR-134866316 |
| Jul 28, 2026 | Philadelphia Indemnity Insurance Company | NY | 07 13 | PHLX-134877701 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 08 24 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 08 24 | JMIC-135013506 |
| Jun 26, 2026 | Philadelphia Indemnity Insurance Company | SC | 07 13 | PHLX-134889110 |
| May 29, 2026 | Cameron National Insurance Company | KS | 05 26 | BMUT-134962726 |
| May 5, 2026 | Next Insurance US Company | CA | 07 13 | NXUS-134864137 |
| Feb 10, 2026 | Preferred Mutual Insurance Company | MA | 10 14 | PMUT-134823071 |
| Jan 16, 2026 | Preferred Mutual Insurance Company | NJ | 10 14 | PMUT-134734780 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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