BP 15 07 Information Security Protection Endorsement

An Insurance Services Office (ISO) standard form. It adds tiered information security coverage: electronic data restoration, public relations and security breach expenses automatically, plus optional claims-made security breach liability, extortion threats, business income and extra expense, and web site publishing liability, all under one aggregate limit that defense costs reduce.

1. 03 27 edition

   Mar 2027, compared with 08 24Latest edition

   • The war exclusion now applies however the war, warlike action or insurrection is carried out, including by cyber means.

     08 24

     Not in this edition

     03 27

     “including, but not limited to, cyber means”

   • A Punitive Damages exclusion endorsement attached to the policy no longer applies to the coverage this endorsement provides.

     08 24

     Not in this edition

     03 27

     “Exclusion – Punitive Damages endorsement”

2. 08 24 edition

   Aug 2024, compared with 03 15

   • Cyber incident exclusion endorsements attached to the policy no longer apply to the coverage this endorsement provides.

     03 15

     Not in this edition

     08 24

     “Cyber Incident Exclusion With Ensuing Cause(s) Of Loss Exceptions endorsement”

Where filings record what this form replaced, they name earlier edition 03 15. Only some filings record replacements.

• Edition in use: in the past 12 months, 7 companies filed the 03 15 edition and 3 companies filed 08 24.
• The latest edition, 03 27, has been filed by Insurance Services Office, Inc in 19 states since Sep 1, 2026. No carrier filings list it yet.
• BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 56 of the same filings (59%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Tokio Marine Holdings Incorporated GroupUses BP 15 07 in 2 filings

• BP 00 03Businessowners Coverage Form56 filings
• BP 04 02Additional Insured – Managers Or Lessors Of Premises56 filings
• BP 04 16Additional Insured – Lessor Of Leased Equipment56 filings
• BP 04 30Protective Safeguards56 filings
• BP 04 48Additional Insured – Designated Person Or Organization56 filings
• BP 04 50Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization56 filings
• BP 04 97Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)56 filings
• BP 05 47Computer Fraud And Funds Transfer Fraud56 filings
• BP 07 83Photography56 filings
• BP 14 05Additional Insured – Grantor Of Franchise56 filings