Coverage description
An Insurance Services Office (ISO) standard form. It excludes businessowners liability for bodily injury, property damage and personal and advertising injury arising out of the actual or alleged transmission of a communicable disease, including claims of negligent supervision, testing, prevention or reporting.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 07 13Jul 2013Latest | 69 | 34 | 31 | Dec 2021 to Oct 2026 |
Where filings record what this form replaced, they name other forms VP 14 86. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 07 13 edition.
- BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 37 of the same filings (54%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 14 86, out of 27 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Direct Insurance Company and AmGUARD Insurance Company | 11 | 11 | 07 13 | Jul 21, 2026 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 11 | 11 | 07 13 | Oct 17, 2022 |
| Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company | 7 | 7 | 07 13 | Apr 9, 2024 |
| Tokio Marine Holdings Incorporated GroupPhiladelphia Indemnity Insurance Company | 6 | 6 | 07 13 | Jul 28, 2026 |
| Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company | 3 | 2 | 07 13 | Feb 26, 2025 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 3 | 3 | 07 13 | Oct 1, 2026 |
| CM Select Insurance Company | 2 | 2 | 07 13 | Apr 17, 2025 |
| Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia | 2 | 1 | 07 13 | May 10, 2023 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 2 | 2 | 07 13 | Dec 6, 2024 |
| Madison Mutual Insurance Company | 2 | 2 | 07 13 | Sep 24, 2024 |
How the largest insurers handle BP 14 86
Groups among the largest businessowners insurers that filed BP 14 86 or their own version in the past five years.
- Chubb Limited GroupFiles its own version: CB AWA68 89 Communicable Disease Exclusion (1 state)
- Tokio Marine Holdings Incorporated GroupUses BP 14 86 in 7 filings
See more forms
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States
Number of filings that include BP 14 86 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 00 03Businessowners Coverage Form37 filings
- BP 04 48Additional Insured - Designated Person or Organization37 filings
- BP 04 02Additional Insured - Managers or Lessors of Premises36 filings
- BP 04 16Additional Insured - Lessor of Leased Equipment36 filings
- BP 14 04Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement36 filings
- BP 04 06Additional Insured - Controlling Interest35 filings
- BP 04 09Additional Insured - Mortgagee, Assignee or Receiver35 filings
- BP 04 10Additional Insured - Owners or Other Interests From Whom Land Has Been Leased35 filings
- BP 04 30Protective Safeguards35 filings
- BP 04 11Additional Insured - Co- Owner of Insured Premises34 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 1, 2026 | Accredited Surety and Casualty Company, Inc. | PA | 07 13 | VPSI-134969305 |
| Sep 28, 2026 | Accredited Surety and Casualty Company, Inc. | NC | 07 13 | VPSI-135105135 |
| Sep 15, 2026 | Accredited Surety and Casualty Company, Inc. | MD | 07 13 | VPSI-134969100 |
| Jul 28, 2026 | Philadelphia Indemnity Insurance Company | NY | 07 13 | PHLX-134877701 |
| Jul 27, 2026 | Stillwater Insurance Company | MI | 07 13 | FDLY-135027061 |
| Jul 21, 2026 | AmGUARD Insurance Company | MO | 07 13 | AMGD-135027552 |
| Jun 26, 2026 | Philadelphia Indemnity Insurance Company | SC | 07 13 | PHLX-134889110 |
| Apr 28, 2026 | Illinois EMCASCO Insurance Company | SC | 07 13 | EMCC-134915210 |
| Aug 22, 2025 | Cameron National Insurance Company | KS | 07 13 | BMUT-134648356 |
| Aug 20, 2025 | Response Indemnity Company of California | CA | 07 13 | PERR-134645602 |
| Aug 6, 2025 | Universal North America Insurance Company | SC | 07 13 | UNAC-134630554 |
| Jun 30, 2025 | Universal North America Insurance Company | GA | 07 13 | UNAC-134570222 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
See more carrier forms
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