ISO exclusion · businessowners

BP 14 86 Communicable Disease Exclusion

Filings
69
latest Oct 1, 2026
Filing companies
34
27 carrier groups
States
31
including DC
Latest edition
07 13
Jul 2013

Coverage description

An Insurance Services Office (ISO) standard form. It excludes businessowners liability for bodily injury, property damage and personal and advertising injury arising out of the actual or alleged transmission of a communicable disease, including claims of negligent supervision, testing, prevention or reporting.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
07 13Jul 2013Latest693431Dec 2021 to Oct 2026

Where filings record what this form replaced, they name other forms VP 14 86. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 5 companies filed the 07 13 edition.
  • BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 37 of the same filings (54%).

Filed under

Businessowners 68Other Commercial Lines 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include BP 14 86, out of 27 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Direct Insurance Company and AmGUARD Insurance Company111107 13Jul 21, 2026
Jewelers Mutual GroupJewelers Mutual Insurance Company111107 13Oct 17, 2022
Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company7707 13Apr 9, 2024
Tokio Marine Holdings Incorporated GroupPhiladelphia Indemnity Insurance Company6607 13Jul 28, 2026
Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company3207 13Feb 26, 2025
Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc.3307 13Oct 1, 2026
CM Select Insurance Company2207 13Apr 17, 2025
Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia2107 13May 10, 2023
Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company2207 13Dec 6, 2024
Madison Mutual Insurance Company2207 13Sep 24, 2024

How the largest insurers handle BP 14 86

Groups among the largest businessowners insurers that filed BP 14 86 or their own version in the past five years.

See more forms

Search related forms, compare editions, and research carrier filings with FilingFocus.

States

Number of filings that include BP 14 86 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 4 filingsGA4Oklahoma: 1 filingOK1South Carolina: 9 filingsSC9Arkansas: 0 filingsARMissouri: 3 filingsMO3Indiana: 3 filingsIN3Louisiana: 0 filingsLAOhio: 2 filingsOH2Wisconsin: 2 filingsWI2Texas: 0 filingsTXKentucky: 1 filingKY1Iowa: 0 filingsIAKansas: 1 filingKS1Mississippi: 0 filingsMSNorth Carolina: 2 filingsNC2Nebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 2 filingsVA2Arizona: 0 filingsAZPennsylvania: 2 filingsPA2Rhode Island: 0 filingsRIMichigan: 1 filingMI1Alaska: 0 filingsAKDistrict of Columbia: 1 filingDC1Idaho: 4 filingsID4Maryland: 1 filingMD1West Virginia: 2 filingsWV2Utah: 1 filingUT1Wyoming: 1 filingWY1Delaware: 1 filingDE1New Mexico: 0 filingsNMColorado: 0 filingsCOConnecticut: 1 filingCT1Maine: 0 filingsMENorth Dakota: 1 filingND1Illinois: 0 filingsILMinnesota: 0 filingsMNNew Jersey: 2 filingsNJ2New York: 3 filingsNY3Massachusetts: 0 filingsMAWashington: 1 filingWA1Oregon: 0 filingsORVermont: 1 filingVT1California: 8 filingsCA8Nevada: 2 filingsNV2Hawaii: 3 filingsHI3
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • BP 00 03Businessowners Coverage Form37 filings
  • BP 04 48Additional Insured - Designated Person or Organization37 filings
  • BP 04 02Additional Insured - Managers or Lessors of Premises36 filings
  • BP 04 16Additional Insured - Lessor of Leased Equipment36 filings
  • BP 14 04Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement36 filings
  • BP 04 06Additional Insured - Controlling Interest35 filings
  • BP 04 09Additional Insured - Mortgagee, Assignee or Receiver35 filings
  • BP 04 10Additional Insured - Owners or Other Interests From Whom Land Has Been Leased35 filings
  • BP 04 30Protective Safeguards35 filings
  • BP 04 11Additional Insured - Co- Owner of Insured Premises34 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 1, 2026Accredited Surety and Casualty Company, Inc.PA07 13VPSI-134969305
Sep 28, 2026Accredited Surety and Casualty Company, Inc.NC07 13VPSI-135105135
Sep 15, 2026Accredited Surety and Casualty Company, Inc.MD07 13VPSI-134969100
Jul 28, 2026Philadelphia Indemnity Insurance CompanyNY07 13PHLX-134877701
Jul 27, 2026Stillwater Insurance CompanyMI07 13FDLY-135027061
Jul 21, 2026AmGUARD Insurance CompanyMO07 13AMGD-135027552
Jun 26, 2026Philadelphia Indemnity Insurance CompanySC07 13PHLX-134889110
Apr 28, 2026Illinois EMCASCO Insurance CompanySC07 13EMCC-134915210
Aug 22, 2025Cameron National Insurance CompanyKS07 13BMUT-134648356
Aug 20, 2025Response Indemnity Company of CaliforniaCA07 13PERR-134645602
Aug 6, 2025Universal North America Insurance CompanySC07 13UNAC-134630554
Jun 30, 2025Universal North America Insurance CompanyGA07 13UNAC-134570222

Most filed ISO BP forms

All Businessowners (ISO BP) forms

See more carrier forms

Search forms by carrier, line of business, state, and wording with FilingFocus.