ISO endorsement · businessowners

BP 10 03 Earthquake And Volcanic Eruption Endorsement

Filings
94
latest Sep 4, 2026
Filing companies
29
24 carrier groups
States
44
including DC
Latest edition
08 24
Aug 2024

Coverage description

An Insurance Services Office (ISO) standard form. It adds earthquake and volcanic eruption as covered causes of loss for the businessowners property shown in its schedule, treats shocks within 168 hours as one event, and applies a percentage deductible to each building, its contents and property in the open.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
08 24Aug 2024Latest56643Aug 2023 to Sep 2026
07 13Jul 2013352018Jan 2022 to Jul 2026

3 other edition dates appear in one or two filings each, often carrier-specific versions: 08 10, 01 06, 07 02.

Where filings record what this form replaced, they name earlier editions 07 13, 08 10 and other forms VP 10 03. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 3 companies filed the 07 13 edition and 2 companies filed 08 24.
  • BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 92 of the same filings (98%).

Filed under

Businessowners 93Other Commercial Lines 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include BP 10 03, out of 24 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization494208 24Nov 20, 2024
Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company8807 13Apr 9, 2024
Madison Mutual Insurance Company4407 13Sep 24, 2024
Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company3307 13Dec 6, 2024
Jewelers Mutual GroupJewelers Mutual Insurance Company3308 24Aug 28, 2026
Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company3207 13Feb 26, 2025
Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company2207 13Jul 4, 2026
CM Select Insurance Company2207 13Apr 17, 2025
Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company2207 13Jun 25, 2024
Mountain West Farm GroupMountain West Farm Bureau Mutual Insurance Company2207 13Nov 17, 2022

How the largest insurers handle BP 10 03

Groups among the largest businessowners insurers that filed BP 10 03 or their own version in the past five years.

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States

Number of filings that include BP 10 03 in each state, Oct 2021 to Sep 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 4 filingsGA4Oklahoma: 1 filingOK1South Carolina: 7 filingsSC7Arkansas: 2 filingsAR2Missouri: 4 filingsMO4Indiana: 5 filingsIN5Louisiana: 0 filingsLAOhio: 3 filingsOH3Wisconsin: 3 filingsWI3Texas: 1 filingTX1Kentucky: 2 filingsKY2Iowa: 1 filingIA1Kansas: 1 filingKS1Mississippi: 2 filingsMS2North Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 1 filingNH1Virginia: 2 filingsVA2Arizona: 1 filingAZ1Pennsylvania: 3 filingsPA3Rhode Island: 2 filingsRI2Michigan: 1 filingMI1Alaska: 2 filingsAK2District of Columbia: 1 filingDC1Idaho: 1 filingID1Maryland: 1 filingMD1West Virginia: 1 filingWV1Utah: 2 filingsUT2Wyoming: 2 filingsWY2Delaware: 1 filingDE1New Mexico: 2 filingsNM2Colorado: 0 filingsCOConnecticut: 2 filingsCT2Maine: 1 filingME1North Dakota: 2 filingsND2Illinois: 8 filingsIL8Minnesota: 1 filingMN1New Jersey: 0 filingsNJNew York: 2 filingsNY2Massachusetts: 2 filingsMA2Washington: 3 filingsWA3Oregon: 1 filingOR1Vermont: 1 filingVT1California: 5 filingsCA5Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • BP 00 03Businessowners Coverage Form92 filings
  • BP 04 16Additional Insured – Lessor Of Leased Equipment92 filings
  • BP 04 48Additional Insured – Designated Person Or Organization92 filings
  • BP 04 02Additional Insured – Managers Or Lessors Of Premises91 filings
  • BP 04 06Additional Insured – Controlling Interest91 filings
  • BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver91 filings
  • BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased91 filings
  • BP 04 11Additional Insured – Co–Owner Of Insured Premises90 filings
  • BP 04 13Additional Insured – Engineers, Architects Or Surveyors90 filings
  • BP 05 47Computer Fraud And Funds Transfer Fraud90 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Sep 4, 2026Southern Trust Insurance CompanyGA08 24STTR-134866316
Aug 28, 2026Jewelers Mutual Insurance CompanyCA08 24JMIC-135046937
Jul 28, 2026Philadelphia Indemnity Insurance CompanyNY07 13PHLX-134877701
Jul 21, 2026Jewelers Mutual Insurance CompanyNM08 24JMIC-134988770
Jul 21, 2026Jewelers Mutual Insurance CompanyIL08 24JMIC-135013506
Jul 4, 2026The Medical Protective Companyand 1 moreIL07 13MDPC-135004347
Jun 26, 2026Philadelphia Indemnity Insurance CompanySC07 13PHLX-134889110
Nov 21, 2025The Medical Protective Companyand 1 moreWA07 13MDPC-134692382
Sep 23, 2025Illinois EMCASCO Insurance CompanyWA07 13EMCC-134680599
Jun 30, 2025Universal North America Insurance CompanyGA08 24UNAC-134570222
Jun 3, 2025Farm Family Casualty Insurance CompanyVA07 13ANPC-134556520
May 2, 2025Selective Way Insurance CompanyMO07 13SELC-134497190

Most filed ISO BP forms

All Businessowners (ISO BP) forms

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