Coverage description
An Insurance Services Office (ISO) standard form. It adds coverage for hotel, motel and inn operators: liability for guests' property on your premises (up to $25,000 per occurrence and $1,000 per guest unless higher limits are shown), lock replacement up to $2,500, and your personal property in guest rooms.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
08 24 edition
Aug 2024, compared with 01 06Latest editionThe endorsement now applies to hotels and inns as well as motels, so guests' property, lock replacement and room contents coverage extend to those operations.
01 06
“to property belonging to your motel guests”
08 24
“hotel, motel or inn, except as otherwise”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 08 24Aug 2024Latest | 55 | 7 | 42 | Aug 2023 to Sep 2026 |
| 01 06Jan 2006 | 16 | 14 | 6 | Dec 2023 to Jul 2026 |
Where filings record what this form replaced, they name earlier edition 01 06 and other forms VP 07 10. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 01 06 edition and 2 companies filed 08 24.
- BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 71 of the same filings (100%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 07 10, out of 16 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 48 | 41 | 08 24 | Nov 20, 2024 |
| Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company | 3 | 2 | 01 06 | Feb 26, 2025 |
| Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company | 2 | 2 | 01 06 | Jul 4, 2026 |
| CM Select Insurance Company | 2 | 2 | 01 06 | Apr 17, 2025 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company | 2 | 2 | 01 06 | Jun 25, 2024 |
| Farm Bureau GroupWestern Community Insurance Company | 2 | 2 | 01 0608 24 | Mar 30, 2026 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 2 | 2 | 08 24 | Jul 21, 2026 |
| SH1 Holdings GroupSpinnaker Insurance Company | 2 | 2 | 01 06 | Mar 20, 2024 |
| Brookfield Reins Limited GroupFarm Family Casualty Insurance Company | 1 | 1 | 01 06 | Jun 3, 2025 |
| Mississippi State Rating Bureau | 1 | 1 | 08 24 | Nov 13, 2024 |
How the largest insurers handle BP 07 10
Groups among the largest businessowners insurers that filed BP 07 10 or their own version in the past five years.
- Tokio Marine Holdings Incorporated GroupUses BP 07 10 in 2 filings
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States
Number of filings that include BP 07 10 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 00 03Businessowners Coverage Form71 filings
- BP 05 47Computer Fraud And Funds Transfer Fraud71 filings
- BP 04 16Additional Insured – Lessor Of Leased Equipment70 filings
- BP 04 47Additional Insured – Vendors70 filings
- BP 04 48Additional Insured – Designated Person Or Organization70 filings
- BP 04 97Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)70 filings
- BP 14 05Additional Insured – Grantor Of Franchise70 filings
- BP 04 02Additional Insured – Managers Or Lessors Of Premises69 filings
- BP 04 06Additional Insured – Controlling Interest69 filings
- BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises69 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 4, 2026 | Southern Trust Insurance Company | GA | 08 24 | STTR-134866316 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 08 24 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 08 24 | JMIC-135013506 |
| Jul 4, 2026 | The Medical Protective Companyand 1 more | IL | 01 06 | MDPC-135004347 |
| Jun 26, 2026 | Philadelphia Indemnity Insurance Company | SC | 01 06 | PHLX-134889110 |
| May 5, 2026 | Next Insurance US Company | CA | 01 06 | NXUS-134864137 |
| Mar 30, 2026 | Western Community Insurance Company | WA | 01 06 | FMID-134893255 |
| Nov 21, 2025 | The Medical Protective Companyand 1 more | WA | 01 06 | MDPC-134692382 |
| Jun 30, 2025 | Universal North America Insurance Company | GA | 08 24 | UNAC-134570222 |
| Jun 3, 2025 | Farm Family Casualty Insurance Company | VA | 01 06 | ANPC-134556520 |
| May 2, 2025 | Western Community Insurance Company | ID | 08 24 | FMID-134506398 |
| Apr 17, 2025 | CM Select Insurance Company | CA | 01 06 | PERR-134450300 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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