BP 04 71 Exclusion – Volunteer Workers As Insureds

An Insurance Services Office (ISO) standard form. It removes volunteer workers as insureds under businessowners liability and excludes aircraft, auto or watercraft injury or damage when the craft or vehicle is operated by a volunteer worker doing duties for the insured's business.

1. 08 24 edition

   Aug 2024, compared with 07 02Latest edition

   • A new exclusion removes coverage for injury or damage from aircraft, autos or watercraft operated by a volunteer worker performing duties for the insured's business, with the usual exceptions such as small non-owned watercraft and parking.

     07 02

     Not in this edition

     08 24

     “Operated by any "volunteer worker" while performing duties related to the conduct of the insured's business”

Where filings record what this form replaced, they name earlier edition 07 02 and other forms VP 04 71. Only some filings record replacements.

• Edition in use: in the past 12 months, 4 companies filed the 07 02 edition and 3 companies filed 08 24.
• BP 04 48 (Additional Insured – Designated Person Or Organization) is filed alongside it most often, in 92 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupUses BP 04 71 in 1 filing
• Tokio Marine Holdings Incorporated GroupUses BP 04 71 in 3 filings

• BP 04 48Additional Insured – Designated Person Or Organization92 filings
• BP 00 03Businessowners Coverage Form91 filings
• BP 04 02Additional Insured – Managers Or Lessors Of Premises91 filings
• BP 04 06Additional Insured – Controlling Interest91 filings
• BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver91 filings
• BP 04 16Additional Insured – Lessor Of Leased Equipment91 filings
• BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased90 filings
• BP 04 11Additional Insured – Co–Owner Of Insured Premises90 filings
• BP 04 30Protective Safeguards90 filings
• BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises89 filings