Coverage description
An American Association of Insurance Services (AAIS) standard form. It adds earthquake and volcanic eruption coverage and flood coverage to builders' risk property, subject to the building, occurrence and catastrophe limits and the deductibles shown on the Earthquake And Flood Schedule.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
06 26 edition
Jun 2026, compared with 08 12Latest editionA percentage deductible option for earthquake is added, based on the value of the property involved in the loss, applied separately to each jobsite and subject to any minimum or maximum deductible amount shown.
08 12
“The following are added to How Much We Pay: 1. Deductible”
06 26
“applying the percentage indicated on the Earthquake And Flood Schedule to the value of the covered property that is involved in the loss”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 26Jun 2026Latest | 33 | 2 | 32 | Aug 2026 to Oct 2026 |
| 08 12Aug 2012 | 39 | 19 | 23 | Jan 2022 to Mar 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 04 04.
What the filings show
- Edition in use: in the past 12 months, 2 companies filed the 06 26 edition and 1 company filed 08 12.
- IM 70 86 (Earthquake and Flood Schedule) is filed alongside it most often, in 72 of the same filings (97%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7085, out of 15 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 49 | 36 | 06 2608 12 | Sep 8, 2026 |
| Hastings Mutual Insurance Company | 10 | 5 | 08 12 | Mar 13, 2025 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 2 | 2 | 08 12 | Jun 23, 2022 |
| Liberty Mutual Group4 group companies filed it, led by American Fire and Casualty Company and Ohio Security Insurance Company | 2 | 2 | 04 04 | Sep 30, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 08 12 | Jul 30, 2024 |
| Amtrust Financial Services Group3 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 1 | 1 | 08 12 | Jan 25, 2022 |
| Arch Insurance GroupArch Insurance Company | 1 | 1 | 08 12 | Oct 15, 2025 |
| Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 1 | 1 | 08 12 | Jun 4, 2024 |
| IFG Company GroupFirst Financial Insurance Company | 1 | 1 | 06 26 | Oct 23, 2026 |
| Munich RE GroupAmerican Alternative Insurance Corporation | 1 | 1 | 08 12 | Oct 16, 2025 |
How the largest insurers handle IM 7085
Groups among the largest commercial inland marine insurers that filed IM 7085 or their own version in the past five years.
- Liberty Mutual GroupUses IM 7085 in 2 filings
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include IM 7085 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 70 86Earthquake and Flood Schedule72 filings
- IM 79 72Earth Movement and Flood Coverage Endorsement70 filings
- IM 79 76Earth Movement and Flood Schedule70 filings
- IM 79 88Earthquake, Earth Movement, and Flood Coverages Endorsement - Civil Works Project67 filings
- IM 79 89Earthquake, Earth Movement, and Flood Schedule - Civil Works Project67 filings
- IM 70 63Permission To Occupy Endorsement40 filings
- IM 70 68Trees, Shrubs, And Plants Coverage40 filings
- IM 70 70Rehabilitation And Renovation Coverage Endorsement40 filings
- IM 70 72Ordinance Or Law Coverage40 filings
- IM 70 76Testing Endorsement40 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 23, 2026 | First Financial Insurance Company | NM | 06 26 | ALAM-135134987 |
| Sep 8, 2026 | American Association of Insurance Services | MA | 06 26 | AMAX-G135079940 |
| Sep 7, 2026 | American Association of Insurance Services | KS | 06 26 | AMAX-G135079916 |
| Sep 7, 2026 | American Association of Insurance Services | KY | 06 26 | AMAX-G135079917 |
| Sep 7, 2026 | American Association of Insurance Services | LA | 06 26 | AMAX-G135079918 |
| Sep 7, 2026 | American Association of Insurance Services | ME | 06 26 | AMAX-G135079919 |
| Sep 7, 2026 | American Association of Insurance Services | MI | 06 26 | AMAX-G135079941 |
| Sep 4, 2026 | American Association of Insurance Services | AL | 06 26 | AMAX-G135079904 |
| Sep 4, 2026 | American Association of Insurance Services | AZ | 06 26 | AMAX-G135079905 |
| Sep 4, 2026 | American Association of Insurance Services | AR | 06 26 | AMAX-G135079906 |
| Sep 4, 2026 | American Association of Insurance Services | CT | 06 26 | AMAX-G135079907 |
| Sep 4, 2026 | American Association of Insurance Services | GA | 06 26 | AMAX-G135079910 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.