ISO exclusion · commercial general liability

CG 34 34 Total Pollution Exclusion With A Building, Heating, Cooling, And Dehumidifying Equipment Exception And A Hostile Fire Exception

Filings
114
latest Oct 22, 2026
Filing companies
68
35 carrier groups
States
33
Latest edition
12 19
Dec 2019

Coverage description

An Insurance Services Office (ISO) standard form. It replaces the pollution exclusion in the owners and contractors protective liability coverage part with a total pollution exclusion, keeping exceptions for bodily injury in a building from heating, cooling or dehumidifying equipment fumes and for injury or damage from a hostile fire.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 19Dec 2019Latest1136833Nov 2021 to Oct 2026

1 other edition date appears in one or two filings each, often carrier-specific versions: 10/1/2020.

What the filings show

  • Edition in use: in the past 12 months, 28 companies filed the 12 19 edition.
  • CG 34 27 (Limited Exclusion – Designated Operations Covered by a Controlled (Wrap-Up) Insurance Program – Limited Exception for Additional Insureds) is filed alongside it most often, in 107 of the same filings (94%).

Filed under

Commercial General Liability 92Other Liability 7Other Commercial Lines 6Other other liability 4Cyber Liability 1Other CMP 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 34 34, out of 35 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company171612 19May 13, 2026
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation131312 19Jan 15, 2026
Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company8212 19Feb 17, 2026
Sompo GroupSompo America Insurance Company7212 19Jun 18, 2026
Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company6612 19Mar 28, 2024
Hastings Mutual Insurance Company6512 19Mar 13, 2025
Siriuspoint GroupSiriusPoint America Insurance Company6212 19Jun 15, 2026
Markel Corporation GroupState National Insurance Company, Inc.5312 19Oct 22, 2026
Nationwide Corporation Group7 group companies filed it, led by Nationwide Agribusiness Insurance Company and Nationwide General Insurance Company5312 19Oct 21, 2026
Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company5212 1910/1/2020Jun 25, 2025

How the largest insurers handle CG 34 34

Groups among the largest commercial general liability insurers that filed CG 34 34 or their own version in the past five years.

  • Chubb Limited GroupFiles its own version: CB CG 210011 Total Pollution Exclusion With A Building Heating, Cooling And Dehumidifying Equipment Exception And A Hostile Fire Exception (4 states)
  • Berkshire Hathaway GroupUses CG 34 34 in 1 filing
  • WR Berkley Corporation GroupFiles its own version: CL CG 2265 Total Pollution Exclusion with a Building Heating, Cooling and Dehumidifying Equipment Exception and a Hostile Fire Exception (39 states)
  • Fairfax Financial GroupUses CG 34 34 in 1 filing

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States

Number of filings that include CG 34 34 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 4 filingsGA4Oklahoma: 1 filingOK1South Carolina: 3 filingsSC3Arkansas: 2 filingsAR2Missouri: 1 filingMO1Indiana: 3 filingsIN3Louisiana: 0 filingsLAOhio: 2 filingsOH2Wisconsin: 3 filingsWI3Texas: 2 filingsTX2Kentucky: 1 filingKY1Iowa: 2 filingsIA2Kansas: 2 filingsKS2Mississippi: 0 filingsMSNorth Carolina: 1 filingNC1Nebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 3 filingsVA3Arizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 1 filingRI1Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 1 filingMD1West Virginia: 0 filingsWVUtah: 1 filingUT1Wyoming: 1 filingWY1Delaware: 0 filingsDENew Mexico: 3 filingsNM3Colorado: 26 filingsCO26Connecticut: 1 filingCT1Maine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 6 filingsIL6Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 4 filingsWA4Oregon: 1 filingOR1Vermont: 1 filingVT1California: 31 filingsCA31Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 34 27Limited Exclusion – Designated Operations Covered by a Controlled (Wrap-Up) Insurance Program – Limited Exception for Additional Insureds107 filings
  • CG 24 04Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)106 filings
  • CG 34 25Limited Exclusion - Designated Operations Covered by a Controlled (Wrap-Up) Insurance Program106 filings
  • CG 20 17Additional Insured - Unit-Owners of Townhouse or Homeowner Associations104 filings
  • CG 24 54Automatic Insured Status for Newly Acquired or Formed Limited Liability Companies104 filings
  • CG 20 43Additional Insured - Automatic Status When Required in Written Contract or Agreement103 filings
  • CG 21 66Exclusion - Volunteer Workers as Insureds103 filings
  • CG 34 16Genetically Modified Organism Exclusion for Designated Operations or Products103 filings
  • CG 20 01Primary and Noncontributory - Other Insurance Condition102 filings
  • CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations102 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO12 19STNA-135128706
Oct 21, 2026Allied Insurance Company of Americaand 4 moreCA12 19NWPP-G135131050
Jun 24, 2026Southern Trust Insurance CompanyGA12 19STTR-134864949
Jun 18, 2026Sompo America Insurance CompanyCO12 19SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM12 19BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978902
May 13, 2026The Cincinnati Casualty Companyand 2 moreVA12 19CNNA-134896780
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO12 19CNAB-134872676
Feb 24, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreSC12 19CNAB-134851008
Feb 17, 2026Safety National Casualty CorporationCO12 19SFCC-134814522
Feb 6, 2026Crum and Forster Indemnity CompanyCA12 19CRUM-134831877

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