Coverage description
An Insurance Services Office (ISO) standard form. It extends the coverage territory to anywhere in the world except the countries listed in its schedule and countries under U.S. trade sanctions or embargo, with rules for claims handled abroad, payment in U.S. currency, and excess treatment for foreign suits.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 25 edition
Dec 2025, compared with 12 19Latest editionThe endorsement now adds the foreign suit and locally required coverage excess provisions to the policy's Other Insurance condition instead of replacing the whole condition.
12 19
“Paragraph 4. Other Insurance in Section IV – Conditions is replaced by the following”
12 25
“The following is added to Paragraph b.(1) of 4. Other Insurance”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 25Dec 2025Latest | 43 | 13 | 37 | Jul 2024 to Jun 2026 |
| 12 19Dec 2019 | 84 | 60 | 14 | Jan 2022 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 10/1/2020.
Where filings record what this form replaced, they name earlier edition 12 19. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 24 companies filed the 12 19 edition and 8 companies filed 12 25.
- The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 13 companies in 37 states so far.
- CG 34 12 (Amendment Of Coverage Territory – Worldwide Coverage) is filed alongside it most often, in 127 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 34 14, out of 34 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 36 | 36 | 12 25 | Mar 26, 2025 |
| Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company | 8 | 2 | 12 19 | Feb 17, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 2 | 12 1912 25 | Jun 15, 2026 |
| Sompo GroupSompo America Insurance Company | 7 | 2 | 12 19 | Jun 18, 2026 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 7 | 3 | 12 1910/1/2020 | Sep 8, 2025 |
| Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 6 | 6 | 12 19 | Mar 28, 2024 |
| Hastings Mutual Insurance Company | 6 | 5 | 12 19 | Mar 13, 2025 |
| Markel Corporation GroupState National Insurance Company, Inc. | 6 | 4 | 12 19 | Oct 22, 2026 |
| Liberty Mutual Group7 group companies filed it, led by Employers Insurance Company of Wausau and LM Insurance Corporation | 5 | 5 | 12 2512 19 | May 19, 2026 |
| Nationwide Corporation Group7 group companies filed it, led by Nationwide Agribusiness Insurance Company and Nationwide General Insurance Company | 5 | 3 | 12 19 | Oct 21, 2026 |
How the largest insurers handle CG 34 14
Groups among the largest commercial general liability insurers that filed CG 34 14 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 34 14 in 1 filing
- Fairfax Financial GroupUses CG 34 14 in 1 filing
See more forms
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States
Number of filings that include CG 34 14 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 34 12Amendment Of Coverage Territory – Worldwide Coverage127 filings
- CG 34 13Amendment Of Coverage Territory – Additional Scheduled Countries127 filings
- CG 21 66Exclusion – Volunteer Workers As Insureds124 filings
- CG 22 69Pharmacists117 filings
- CG 34 42Amendment Of Coverage Territory – Worldwide Coverage117 filings
- CG 34 43Amendment Of Coverage Territory – Additional Scheduled Countries117 filings
- CG 34 44Amendment Of Coverage Territory – Worldwide Coverage With Specified Exceptions117 filings
- CG 40 14Cannabis Exclusion117 filings
- CG 22 97Pharmacists - Broadened Coverage116 filings
- CG 20 41Additional Insured – Owners, Lessees Or Contractors – Completed Operations Subject To The General Aggregate115 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 19 | STNA-135128706 |
| Oct 21, 2026 | Allied Insurance Company of Americaand 4 more | CA | 12 19 | NWPP-G135131050 |
| Jun 24, 2026 | Southern Trust Insurance Company | GA | 12 19 | STTR-134864949 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 19 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 2512 19 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 19 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 19 | MRTN-134978902 |
| May 19, 2026 | Employers Insurance Company of Wausauand 5 more | KY | 12 25 | LWCM-134952492 |
| May 15, 2026 | Employers Insurance Company of Wausauand 5 more | NM | 12 25 | LWCM-134951490 |
| May 14, 2026 | Employers Insurance Company of Wausauand 5 more | CO | 12 25 | LWCM-134945757 |
| Mar 25, 2026 | SiriusPoint America Insurance Company | CO | 12 25 | MRTN-134759782 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 19 | CNAB-134872676 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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