Coverage description
An Insurance Services Office (ISO) standard form. It states that the premium was based on rates in effect when the policy was issued and will be recomputed at each renewal, continuation or anniversary using the insurer's rates and rules then in effect.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 04Dec 2004Latest | 78 | 42 | 21 | Jan 2022 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 27.
What the filings show
- Edition in use: in the past 12 months, 9 companies filed the 12 04 edition.
- CG 21 33 (Exclusion - Designated Products (for Use with Cgl and Products Policies)) is filed alongside it most often, in 79 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 31 98, out of 27 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 12 04 | Jan 15, 2026 |
| Markel Corporation GroupState National Insurance Company, Inc. | 7 | 4 | 12 04 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 12 04 | Jun 15, 2026 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 6 | 3 | 12 04 | Feb 12, 2025 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 12 04 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 12 04 | Feb 17, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 3 | 2 | 12 04 | Dec 8, 2025 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 3 | 1 | 12 04 | Jun 25, 2025 |
| AU Holding Company GroupContinental Indemnity Company | 2 | 2 | 12 04 | May 3, 2024 |
| Amtrust Financial Services Group3 group companies filed it, led by First Nonprofit Insurance Company and Republic Fire and Casualty Insurance Company | 2 | 1 | 12 04 | Feb 8, 2023 |
How the largest insurers handle CG 31 98
Groups among the largest commercial general liability insurers that filed CG 31 98 or their own version in the past five years.
- WR Berkley Corporation GroupFiles its own version: CL PL 0003 Calculation of Premium (4 states)
- Fairfax Financial GroupUses CG 31 98 in 1 filing
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CG 31 98 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 33Exclusion - Designated Products (for Use with Cgl and Products Policies)79 filings
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)79 filings
- CG 21 00Exclusion - All Hazards in Connection with Designated Premises78 filings
- CG 21 04Exclusion - Products/Complete D Operations Hazard78 filings
- CG 21 36Exclusion - New Entities78 filings
- CG 21 38Exclusion - Personal and Advertising Injury78 filings
- CG 21 39Contractual Liability Limitation (for Use with Cgl and Products Policies)78 filings
- CG 21 45Exclusion - Damage to Premises Rented to You78 filings
- CG 21 52Exclusion - Financial Services78 filings
- CG 22 28Amendment - Travel Agency Tours (Limitation of Coverage)78 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 04 | STNA-135128706 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 04 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 01 27 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 04 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 04 | MRTN-134978902 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 04 | SFCC-134814522 |
| Feb 6, 2026 | Crum and Forster Indemnity Company | CA | 12 04 | CRUM-134831877 |
| Jan 15, 2026 | Associated Indemnity Corporation | WI | 12 04 | ADWC-134802679 |
| Dec 22, 2025 | Associated Indemnity Corporation | VA | 12 04 | ADWC-134768154 |
| Dec 22, 2025 | Associated Indemnity Corporation | OK | 12 04 | ADWC-134780132 |
| Dec 9, 2025 | Universal North America Insurance Company | SC | 12 04 | UNAC-134760136 |
| Dec 8, 2025 | Accelerant National Insurance Company | CA | 12 04 | MRTN-134722366 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
See more carrier forms
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