Coverage description
An Insurance Services Office (ISO) standard form. It gives each construction project listed in the schedule its own general aggregate limit for ongoing operations, equal to the policy's general aggregate, so claims at one project do not reduce the limits for others.
How the form has changed
The 05 09 edition updates section references and the name of the premises damage limit. The coverage wording is the same as 03 97.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 05 09May 2009Latest | 124 | 72 | 29 | Dec 2021 to Oct 2026 |
| 03 97Mar 1997 | 4 | 2 | 4 | Nov 2021 to Mar 2024 |
What the filings show
- Edition in use: in the past 12 months, 22 companies filed the 05 09 edition.
- CG 25 04 (Designated Location(S) General Aggregate Limit) is filed alongside it most often, in 127 of the same filings (99%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 25 03, out of 43 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 05 09 | Jan 15, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 05 09 | Feb 12, 2025 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 05 09 | Oct 22, 2026 |
| Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company | 7 | 7 | 05 09 | Jan 9, 2023 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 05 09 | Jun 15, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 5 | 2 | 05 09 | Dec 8, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 05 09 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 05 09 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 05 09 | Feb 17, 2026 |
| Amtrust Financial Services Group3 group companies filed it, led by First Nonprofit Insurance Company and Republic Fire and Casualty Insurance Company | 4 | 3 | 05 09 | Nov 8, 2023 |
How the largest insurers handle CG 25 03
Groups among the largest commercial general liability insurers that filed CG 25 03 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 25 03 in 7 filings
- WR Berkley Corporation GroupUses CG 25 03 in 1 filing
- Fairfax Financial GroupUses CG 25 03 in 2 filings
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CG 25 03 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 25 04Designated Location(S) General Aggregate Limit127 filings
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)125 filings
- CG 21 53Exclusion - Designated Ongoing Operations119 filings
- CG 22 68Operation of Customers Autos on Particular Premises119 filings
- CG 21 00Exclusion - All Hazards in Connection with Designated Premises118 filings
- CG 21 36Exclusion - New Entities118 filings
- CG 21 33Exclusion - Designated Products (for Use with Cgl and Products Policies)117 filings
- CG 22 34Exclusion - Construction Management Errors and Omissions117 filings
- CG 22 43Exclusion - Engineers, Architects or Surveyors Professional Liability117 filings
- CG 22 79Exclusion - Contractors - Professional Liability117 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 05 09 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 05 09 | CNAB-135091690 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 05 09 | SFBC-135017175 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 05 09 | SFBC-135013358 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 05 09 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 05 09 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 05 09 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 05 09 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 05 09 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 05 09 | ZICO-134965759 |
| Jun 1, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 05 09 | COPP-134966665 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 05 09 | CNAB-134872676 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.