Coverage description
An Insurance Services Office (ISO) standard form. It excludes personal and advertising injury from fungi or bacteria and subjects bodily injury, property damage and medical payments from fungi or bacteria to a separate scheduled aggregate limit.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 04Dec 2004Latest | 90 | 46 | 20 | Dec 2021 to Oct 2026 |
What the filings show
- Edition in use: in the past 12 months, 13 companies filed the 12 04 edition.
- CG 21 47 (Employment- Related Practices Exclusion) is filed alongside it most often, in 88 of the same filings (98%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 24 25, out of 29 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 15 | 15 | 12 04 | Jan 15, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 12 04 | Oct 22, 2026 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 7 | 2 | 12 04 | Feb 12, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 12 04 | Jun 15, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 12 04 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 12 04 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 12 04 | Feb 17, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 2 | 12 04 | Dec 8, 2025 |
| Intact Financial GroupAtlantic Specialty Insurance Company | 4 | 3 | 12 04 | Jun 17, 2026 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 3 | 3 | 12 04 | Jan 19, 2024 |
How the largest insurers handle CG 24 25
Groups among the largest commercial general liability insurers that filed CG 24 25 or their own version in the past five years.
- WR Berkley Corporation GroupUses CG 24 25 in 1 filing
- Fairfax Financial GroupUses CG 24 25 in 2 filings
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States
Number of filings that include CG 24 25 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 47Employment- Related Practices Exclusion88 filings
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)87 filings
- CG 21 35Exclusion - Coverage C - Medical Payments87 filings
- CG 21 36Exclusion - New Entities87 filings
- CG 21 00Exclusion - All Hazards in Connection with Designated Premises86 filings
- CG 21 53Exclusion - Designated Ongoing Operations86 filings
- CG 25 04Designated Location(S) General Aggregate Limit86 filings
- CG 21 33Exclusion - Designated Products (for Use with Cgl and Products Policies)85 filings
- CG 21 45Exclusion - Damage to Premises Rented to You85 filings
- CG 24 17Contractual Liability - Railroads85 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 04 | STNA-135128706 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 12 04 | SFBC-135017175 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 04 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 04 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 04 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 04 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 04 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 12 04 | ZICO-134965759 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 04 | SFCC-134814522 |
| Feb 6, 2026 | Crum and Forster Indemnity Company | CA | 12 04 | CRUM-134831877 |
| Jan 15, 2026 | Associated Indemnity Corporation | WI | 12 04 | ADWC-134802679 |
| Dec 22, 2025 | Associated Indemnity Corporation | VA | 12 04 | ADWC-134768154 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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