Coverage description
An Insurance Services Office (ISO) standard form. It excludes bodily injury and property damage arising from errors or deficiencies in advice about Internet service or access, or from an insured's failure to adequately provide Internet service or access.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
04 13 edition
Apr 2013, compared with 10 01Latest editionThe exclusion no longer applies to personal and advertising injury under Coverage B. It now applies only to bodily injury and property damage.
10 01
“Personal And Advertising Injury Liability”
04 13
Removed
The exclusion now also applies to claims alleging negligent supervision, hiring, employment, training or monitoring of others.
10 01
Not in this edition
04 13
“This exclusion applies even if the claims against any insured allege negligence or other wrongdoing”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 13Apr 2013Latest | 166 | 70 | 42 | Dec 2021 to Oct 2026 |
| 10 01Oct 2001 | 4 | 2 | 4 | Aug 2022 to Mar 2024 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 12 04.
What the filings show
- Edition in use: in the past 12 months, 25 companies filed the 04 13 edition.
- CG 22 75 (Professional Liability Exclusion - Computer Software) is filed alongside it most often, in 169 of the same filings (99%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 22 98, out of 41 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 36 | 36 | 04 13 | Apr 9, 2025 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 19 | 17 | 04 13 | Aug 26, 2026 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 04 13 | Jan 15, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 10 | 4 | 04 1312 04 | Oct 22, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 04 13 | Feb 12, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 04 13 | Jun 15, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 04 13 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 04 13 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 04 13 | Feb 17, 2026 |
| Axis Capital GroupAXIS Insurance Company | 4 | 1 | 04 13 | Apr 11, 2025 |
How the largest insurers handle CG 22 98
Groups among the largest commercial general liability insurers that filed CG 22 98 or their own version in the past five years.
- Fairfax Financial GroupUses CG 22 98 in 2 filings
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States
Number of filings that include CG 22 98 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 22 75Professional Liability Exclusion - Computer Software169 filings
- CG 22 76Professional Liability Exclusion - Health or Exercise Clubs or Commercially Operated Health or Exercise Facilities169 filings
- CG 22 77Professional Liability Exclusion - Computer Data Processing169 filings
- CG 22 88Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services168 filings
- CG 22 91Exclusion - Telecommunication Equipment or Service Providers Errors and Omissions168 filings
- CG 22 99Professional Liability Exclusion - Web Site Designers168 filings
- CG 22 87Exclusion - Adult Day Care Centers164 filings
- CG 22 68Operation of Customers Autos on Particular Premises159 filings
- CG 22 29Exclusion - Property Entrusted158 filings
- CG 22 40Exclusion - Medical Payments - Day Care Centers158 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 04 13 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 04 13 | CNAB-135091690 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | NV | 04 13 | CNNA-134980601 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | ID | 04 13 | CNNA-134992231 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 04 13 | SFBC-135017175 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 04 13 | SFBC-135013358 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 04 13 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 04 13 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 04 13 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978902 |
| Jun 4, 2026 | The Cincinnati Casualty Companyand 2 more | RI | 04 13 | CNNA-134875418 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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