CG 22 72 Colleges Or Schools

An Insurance Services Office (ISO) standard form. For colleges and schools, it extends the auto exclusion to student transportation contracts, excludes infirmary and clinic medical services and unsupervised sports injuries, and adds trustees, board members and student teachers as insureds.

1. 12 19 edition

   Dec 2019, compared with 04 13Latest edition

   • The sports exclusion now applies to injury arising out of practicing for or playing in unsupervised contests, not only injury sustained while doing so.

     04 13

     “to any person while practicing for or participating”

     12 19

     “to any person arising out of practicing for or participating”

   • The negligent supervision, hiring and training wording now also applies to the sports exclusion.

     04 13

     Not in this edition

     12 19

     “Paragraphs B.1. and B.2. apply even if the claims against any insured allege negligence”

2. 04 13 edition

   Apr 2013, compared with 03 05

   • The infirmary and clinic exclusion now applies even when claims allege negligent supervision, hiring, training or monitoring of others.

     03 05

     Not in this edition

     04 13

     “involved that which is described in Paragraph a., b. or c.”

3 other edition dates appear in one or two filings each, often carrier-specific versions: 05 20, 07 98, 10/1/2020.

Where filings record what this form replaced, they name earlier edition 04 13. Only some filings record replacements.

• Edition in use: in the past 12 months, 28 companies filed the 12 19 edition and 1 company filed 04 13.
• CG 22 71 (Colleges or Schools (Limited Form)) is filed alongside it most often, in 150 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupFiles its own version: CB CG 220014 Colleges Or Schools (4 states)
• Berkshire Hathaway GroupUses CG 22 72 in 11 filings
• Fairfax Financial GroupUses CG 22 72 in 2 filings

• CG 22 71Colleges or Schools (Limited Form)150 filings
• CG 22 36Exclusion - Limited Products and Professional Services - Pharmacists147 filings
• CG 20 27Additional Insured - Co-Owner of Insured Premises145 filings
• CG 20 10Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization143 filings
• CG 20 11Additional Insured - Managers or Lessors of Premises143 filings
• CG 20 26Additional Insured - Designated Person or Organization142 filings
• CG 21 66Exclusion - Volunteer Workers as Insureds141 filings
• CG 20 28Additional Insured - Lessor of Leased Equipment139 filings
• CG 20 18Additional Insured - Mortgagee, Assignee or Receiver137 filings
• CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations136 filings