ISO exclusion · commercial general liability

CG 22 50 Exclusion - Failure to Supply

Filings
129
latest Oct 22, 2026
Filing companies
72
41 carrier groups
States
30
Latest edition
04 13
Apr 2013

Coverage description

An Insurance Services Office (ISO) standard form. It excludes bodily injury and property damage arising from an insured's failure to adequately supply gas, oil, water, electricity, steam or biofuel, unless the failure results from sudden and accidental injury to the insured's supply property.

How the form has changed

1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 04 13 edition

    Apr 2013, compared with 11 88Latest edition
    • The exclusion and its exception now include failure to supply biofuel.

      11 88

      “adequately supply gas, oil, water, electricity or steam.”

      04 13

      “electricity, steam or biofuel”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
04 13Apr 2013Latest1237030Dec 2021 to Oct 2026
11 88Nov 1988746Aug 2022 to Mar 2024

What the filings show

  • Edition in use: in the past 12 months, 22 companies filed the 04 13 edition.
  • CG 21 57 (Exclusion - Counseling Services) is filed alongside it most often, in 127 of the same filings (98%).

Filed under

Commercial General Liability 102Other other liability 7Other Liability 6Commercial Package 4Other Commercial Lines 3CMP 2

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 22 50, out of 41 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation161604 13Jan 15, 2026
Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company111104 1311 88Jan 9, 2023
Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company10304 13Feb 12, 2025
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company9404 1311 88Oct 22, 2026
Siriuspoint GroupSiriusPoint America Insurance Company7304 13Jun 15, 2026
Church Mutual GroupChurch Mutual Insurance Company, S.I.5204 13Jun 26, 2026
Sompo GroupSompo America Insurance Company5104 13Jun 18, 2026
Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation5104 13Feb 17, 2026
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company4204 13Dec 8, 2025
Axis Capital GroupAXIS Insurance Company4104 13Apr 11, 2025

How the largest insurers handle CG 22 50

Groups among the largest commercial general liability insurers that filed CG 22 50 or their own version in the past five years.

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States

Number of filings that include CG 22 50 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 1 filingOK1South Carolina: 13 filingsSC13Arkansas: 1 filingAR1Missouri: 1 filingMO1Indiana: 2 filingsIN2Louisiana: 1 filingLA1Ohio: 3 filingsOH3Wisconsin: 2 filingsWI2Texas: 0 filingsTXKentucky: 1 filingKY1Iowa: 1 filingIA1Kansas: 1 filingKS1Mississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 0 filingsNESouth Dakota: 1 filingSD1Montana: 2 filingsMT2New Hampshire: 0 filingsNHVirginia: 2 filingsVA2Arizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 1 filingRI1Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 2 filingsID2Maryland: 0 filingsMDWest Virginia: 1 filingWV1Utah: 2 filingsUT2Wyoming: 5 filingsWY5Delaware: 0 filingsDENew Mexico: 3 filingsNM3Colorado: 30 filingsCO30Connecticut: 0 filingsCTMaine: 0 filingsMENorth Dakota: 1 filingND1Illinois: 6 filingsIL6Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 7 filingsWA7Oregon: 2 filingsOR2Vermont: 0 filingsVTCalifornia: 32 filingsCA32Nevada: 2 filingsNV2Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 21 57Exclusion - Counseling Services127 filings
  • CG 21 59Exclusion - Diagnostic Testing Laboratories126 filings
  • CG 22 33Exclusion - Testing or Consulting Errors and Omissions126 filings
  • CG 22 34Exclusion - Construction Management Errors and Omissions126 filings
  • CG 22 39Exclusion - Camps or Campgrounds126 filings
  • CG 22 44Exclusion - Services Furnished by Health Care Providers126 filings
  • CG 22 70Real Estate Property Managed125 filings
  • CG 22 76Professional Liability Exclusion - Health or Exercise Clubs or Commercially Operated Health or Exercise Facilities125 filings
  • CG 22 79Exclusion - Contractors - Professional Liability125 filings
  • CG 23 01Exclusion - Real Estate Agents or Brokers Errors or Omissions125 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO04 13STNA-135128706
Oct 6, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCA04 13CNAB-135091690
Aug 17, 2026Mississippi Farm Bureau Casualty Insurance CompanyMS04 13SFBC-135017175
Jul 10, 2026Southern Farm Bureau Casualty Insurance CompanyLA04 13SFBC-135013358
Jun 26, 2026Church Mutual Insurance Company, S.I.CO04 13CHMU-134947220
Jun 18, 2026Sompo America Insurance CompanyCO04 13SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM04 13BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO04 13MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO04 13MRTN-134978902
Jun 2, 2026Zenith Insurance CompanyCA04 13ZICO-134965759
Jun 1, 2026CopperPoint Casualty Insurance Companyand 1 moreSC04 13COPP-134966665
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO04 13CNAB-134872676

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