Coverage description
An Insurance Services Office (ISO) standard form. It sets a terrorism aggregate limit on general liability coverage for terrorism that applies only if the federal terrorism program ends or is renewed with less favorable terms, and only for incidents above $25 million in damage or with 50 or more serious injuries or deaths.
How the form has changed
The 01 15 edition rewords how the terrorism aggregate limit applies to Coverages A, B and C and updates the form date. The coverage is the same as 01 07.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 01 15Jan 2015Latest | 101 | 68 | 19 | Jan 2022 to Oct 2026 |
| 01 07Jan 2007 | 3 | 5 | 3 | Jun 2022 to Jun 2024 |
What the filings show
- Edition in use: in the past 12 months, 35 companies filed the 01 15 edition.
- CG 21 70 (Cap on Losses From Certified Acts of Terrorism) is filed alongside it most often, in 104 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 21 89, out of 31 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 01 15 | Jan 15, 2026 |
| WR Berkley Corporation Group14 group companies filed it, led by Acadia Insurance Company and Continental Western Insurance Company | 11 | 2 | 01 15 | Jun 19, 2026 |
| Markel Corporation GroupState National Insurance Company, Inc. | 7 | 3 | 01 1501 07 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 01 15 | Jun 15, 2026 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 6 | 3 | 01 15 | Feb 12, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 01 15 | Jun 26, 2026 |
| OLD Republic Group2 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company | 5 | 1 | 01 15 | May 11, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 01 15 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 01 15 | Feb 17, 2026 |
| Fairfax Financial Group4 group companies filed it, led by Crum and Forster Indemnity Company and Seneca Insurance Company, Inc. | 4 | 2 | 01 15 | Jun 2, 2026 |
How the largest insurers handle CG 21 89
Groups among the largest commercial general liability insurers that filed CG 21 89 or their own version in the past five years.
- WR Berkley Corporation GroupUses CG 21 89 in 1 filing
- Fairfax Financial GroupUses CG 21 89 in 2 filings
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States
Number of filings that include CG 21 89 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 70Cap on Losses From Certified Acts of Terrorism104 filings
- CG 21 73Exclusion of Certified Acts of Terrorism104 filings
- CG 21 76Exclusion of Punitive Damages Related to a Certified Act of Terrorism104 filings
- CG 21 84Exclusion of Certified Nuclear, Biological, Chemical or Radiological Acts of Terrorism; Cap on Losses From Certified Acts of Terrorism104 filings
- CG 21 71Exclusion of Other Acts of Terrorism Committed Outside the United States; Cap on Losses From Certified Acts of Terrorism99 filings
- CG 21 75Exclusion of Certified Acts of Terrorism and Exclusion of Other Acts of Terrorism Committed Outside the United States99 filings
- CG 21 88Conditional Exclusion of Terrorism Involving Nuclear, Biological or Chemical Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)99 filings
- CG 21 87Conditional Exclusion of Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)97 filings
- CG 04 35Employee Benefits Liability Coverage93 filings
- CG 21 90Exclusion of Terrorism92 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 01 15 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 01 15 | CNAB-135091690 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 01 15 | CHMU-134947220 |
| Jun 19, 2026 | Acadia Insurance Companyand 4 more | CO | 01 15 | BNIC-134992811 |
| Jun 19, 2026 | Berkley Casualty Companyand 8 more | CO | 01 15 | BNIC-134992815 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 01 15 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 01 15 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 01 15 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 01 15 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 01 15 | ZICO-134965759 |
| May 11, 2026 | BITCO General Insurance Corporationand 1 more | CO | 01 15 | LDDX-134937506 |
| Apr 30, 2026 | Trisura Insurance Company | CA | 01 15 | SHNF-134881681 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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