Coverage description
An Insurance Services Office (ISO) standard form. It caps all products-completed operations bodily injury and property damage from certified acts of terrorism at a scheduled aggregate limit. It also limits the insurer's share if federal certified terrorism losses exceed $100 billion in a year.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
01 15 edition
Jan 2015, compared with 01 08Latest editionA new provision states that a terrorism exclusion, or the absence of one, does not create coverage for injury or damage otherwise excluded.
01 08
Not in this edition
01 15
“do not serve to create coverage for injury or damage that is otherwise excluded under this Coverage Part”
A certified act of terrorism no longer requires the concurrence of the Secretary of State and the Attorney General, only certification by the Secretary of the Treasury under the federal act.
01 08
Not in this edition
01 15
“in accordance with the provisions of the federal Terrorism Risk Insurance Act, to be an act of terrorism pursuant to such Act”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 01 15Jan 2015Latest | 77 | 60 | 8 | Jan 2022 to Oct 2026 |
| 01 08Jan 2008 | 3 | 5 | 3 | Jun 2022 to Jun 2024 |
What the filings show
- Edition in use: in the past 12 months, 31 companies filed the 01 15 edition.
- CG 21 70 (Cap on Losses From Certified Acts of Terrorism) is filed alongside it most often, in 80 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 21 82, out of 28 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WR Berkley Corporation Group14 group companies filed it, led by Acadia Insurance Company and Continental Western Insurance Company | 11 | 2 | 01 15 | Jun 19, 2026 |
| Markel Corporation GroupState National Insurance Company, Inc. | 7 | 3 | 01 1501 08 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 01 15 | Jun 15, 2026 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 6 | 3 | 01 15 | Feb 12, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 01 15 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 01 15 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 01 15 | Feb 17, 2026 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 3 | 3 | 01 15 | Oct 6, 2026 |
| Fairfax Financial Group3 group companies filed it, led by Crum and Forster Indemnity Company and Seneca Insurance Company, Inc. | 3 | 2 | 01 15 | Feb 6, 2026 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 3 | 1 | 01 1501 08 | Jun 25, 2025 |
How the largest insurers handle CG 21 82
Groups among the largest commercial general liability insurers that filed CG 21 82 or their own version in the past five years.
- WR Berkley Corporation GroupUses CG 21 82 in 1 filing
- Fairfax Financial GroupUses CG 21 82 in 1 filing
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States
Number of filings that include CG 21 82 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 70Cap on Losses From Certified Acts of Terrorism80 filings
- CG 21 73Exclusion of Certified Acts of Terrorism80 filings
- CG 21 76Exclusion of Punitive Damages Related to a Certified Act of Terrorism80 filings
- CG 21 80Certified Acts of Terrorism Aggregate Limit; Cap on Losses From Certified Acts of Terrorism80 filings
- CG 21 84Exclusion of Certified Nuclear, Biological, Chemical or Radiological Acts of Terrorism; Cap on Losses From Certified Acts of Terrorism80 filings
- CG 21 71Exclusion of Other Acts of Terrorism Committed Outside the United States; Cap on Losses From Certified Acts of Terrorism79 filings
- CG 21 75Exclusion of Certified Acts of Terrorism and Exclusion of Other Acts of Terrorism Committed Outside the United States79 filings
- CG 21 89Conditional Limitation of Coverage for Terrorism on an Annual Aggregate Basis (Relating to Disposition of Federal Terrorism Risk Insurance Act)79 filings
- CG 21 88Conditional Exclusion of Terrorism Involving Nuclear, Biological or Chemical Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)75 filings
- CG 00 02Commercial General Liability Coverage Form73 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 01 15 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 01 15 | CNAB-135091690 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 01 15 | CHMU-134947220 |
| Jun 19, 2026 | Acadia Insurance Companyand 4 more | CO | 01 15 | BNIC-134992811 |
| Jun 19, 2026 | Berkley Casualty Companyand 8 more | CO | 01 15 | BNIC-134992815 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 01 15 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 01 15 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 01 15 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 01 15 | MRTN-134978902 |
| Apr 30, 2026 | Trisura Insurance Company | CA | 01 15 | SHNF-134881681 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 01 15 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 01 15 | CNAB-134851008 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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