ISO endorsement · commercial auto

CA 03 02 Deductible Liability Coverage

Filings
108
latest Sep 17, 2026
Filing companies
74
38 carrier groups
States
33
Latest edition
09 27
most filed: 10 13

Coverage description

An Insurance Services Office (ISO) standard form. It applies a per-accident deductible, either to all liability damages or to property damage only, under covered autos liability and the auto dealers general liability coverages. The insurer may pay the deductible to settle a claim, and you must reimburse it.

How the form has changed

1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 09 27 edition

    Sep 2027, compared with 10 13Latest edition
    • The liability deductible now applies to the combined total of damages and covered pollution cost or expense from any one accident.

      10 13

      Not in this edition

      09 27

      “the total of all damages and "covered pollution cost or expense" combined”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
09 27Sep 2027Latest10110Aug 2026 to Sep 2026
10 13Oct 2013927029Nov 2021 to Sep 2026
03 10Mar 2010443Aug 2022 to Mar 2026

2 other edition dates appear in one or two filings each, often carrier-specific versions: 12 93, 09 274.

What the filings show

  • Edition in use: in the past 12 months, 14 companies filed the 10 13 edition and 1 company filed 03 10.
  • The latest edition, 09 27, has been filed by Insurance Services Office, Inc in 10 states since Aug 20, 2026. No carrier filings list it yet.
  • CA 00 01 (Business Auto Coverage Form) is filed alongside it most often, in 93 of the same filings (86%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CA 03 02, out of 38 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Tokio Marine Holdings Incorporated GroupU.S. Specialty Insurance Company121210 13Jun 30, 2023
Insurance Services Office, Inc.Advisory Organization111109 2709 274Sep 17, 2026
Berkshire Hathaway Group4 group companies filed it, led by National Liability and Fire Insurance Company and National Indemnity Company8710 1303 10Jun 24, 2026
Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company7610 13Apr 12, 2024
Nationwide Corporation Group9 group companies filed it, led by Allied Insurance Company of America and Nationwide Mutual Insurance Company7410 13Jun 16, 2025
MS & AD Insurance Group2 group companies filed it, led by Transverse Insurance Company and Mitsui Sumitomo Insurance Company of America6410 13Aug 27, 2025
OLD Republic Group2 group companies filed it, led by BITCO National Insurance Company and BITCO General Insurance Corporation6610 13Aug 25, 2025
Amtrust Financial Services Group5 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company4110 13Apr 10, 2025
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company4310 13Mar 9, 2023
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company3110 13Jan 6, 2025

How the largest insurers handle CA 03 02

Groups among the largest commercial auto insurers that filed CA 03 02 or their own version in the past five years.

See more forms

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States

Number of filings that include CA 03 02 in each state, Oct 2021 to Sep 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 3 filingsGA3Oklahoma: 0 filingsOKSouth Carolina: 2 filingsSC2Arkansas: 0 filingsARMissouri: 1 filingMO1Indiana: 1 filingIN1Louisiana: 0 filingsLAOhio: 0 filingsOHWisconsin: 0 filingsWITexas: 1 filingTX1Kentucky: 3 filingsKY3Iowa: 1 filingIA1Kansas: 6 filingsKS6Mississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 1 filingSD1Montana: 1 filingMT1New Hampshire: 1 filingNH1Virginia: 3 filingsVA3Arizona: 0 filingsAZPennsylvania: 3 filingsPA3Rhode Island: 1 filingRI1Michigan: 0 filingsMIAlaska: 1 filingAK1District of Columbia: 0 filingsDCIdaho: 0 filingsIDMaryland: 1 filingMD1West Virginia: 2 filingsWV2Utah: 1 filingUT1Wyoming: 0 filingsWYDelaware: 0 filingsDENew Mexico: 0 filingsNMColorado: 0 filingsCOConnecticut: 1 filingCT1Maine: 1 filingME1North Dakota: 1 filingND1Illinois: 13 filingsIL13Minnesota: 0 filingsMNNew Jersey: 3 filingsNJ3New York: 1 filingNY1Massachusetts: 1 filingMA1Washington: 8 filingsWA8Oregon: 6 filingsOR6Vermont: 1 filingVT1California: 35 filingsCA35Nevada: 0 filingsNVHawaii: 1 filingHI1
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CA 00 01Business Auto Coverage Form93 filings
  • CA 20 48Designated Insured for Covered Autos Liability Coverage82 filings
  • CA 99 23Rental Reimbursement Coverage81 filings
  • CA 99 30Tapes, Records and Discs Coverage76 filings
  • CA 99 44Loss Payable Clause76 filings
  • CA 99 54Covered Auto Designation Symbol73 filings
  • CA 04 44Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)72 filings
  • CA 20 01Lessor - Additional Insured and Loss Payee72 filings
  • CA 04 49Primary and Noncontributory - Other Insurance Condition71 filings
  • CA 20 15Mobile Equipment71 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Sep 17, 2026Insurance Services Office, Inc.CA09 27ISOF-135093307
Sep 4, 2026Incline Casualty CompanySC10 13AIAD-135047572
Aug 21, 2026Insurance Services Office, Inc.NJ09 27ISOF-135053031
Aug 20, 2026Insurance Services Office, Inc.CT09 27ISOF-135052989
Aug 20, 2026Insurance Services Office, Inc.GA09 274ISOF-135052992
Aug 20, 2026Insurance Services Office, Inc.KY09 27ISOF-135053019
Aug 20, 2026Insurance Services Office, Inc.MD09 27ISOF-135053022
Aug 20, 2026Insurance Services Office, Inc.MT09 27ISOF-135053027
Aug 20, 2026Insurance Services Office, Inc.OR09 27ISOF-135053038
Aug 20, 2026Insurance Services Office, Inc.PA09 27ISOF-135053039
Aug 20, 2026Insurance Services Office, Inc.VA09 27ISOF-135053049
Aug 20, 2026Insurance Services Office, Inc.KS09 27ISOF-135053108

Most filed ISO CA forms

All Commercial Auto (ISO CA) forms

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