Admitted P&C filing requirements by state

Commercial P&C forms generally use the File and Use System and must be filed on or before the date the insurer uses them.

All rate and form filings for commercial workers' compensation and medical malpractice use the Prior Approval System and require formal approval before use.

Ordinary commercial rates and rules are filed on or before use under Alabama's commercial file-and-use regime.

Commercial workers compensation and medical-malpractice rates and rules require formal approval before use.

An eligible cumulative rate-level increase or decrease of no more than 10 percent during the statutory 12-month measurement period may take effect on the date specified in the filing but not before the Division receives it.

Ordinary rate and rule material follows Alaska's file-and-use regime; a filing outside the flex bands has a 30-day pre-effective filing period.

Appendix A business is exempt from the Department's normal filing-review procedure but companies must continue filing the commercial forms rates rules amendments and endorsements through SERFF using an Exempt filing type and an officer compliance certification.

DISB describes ordinary P&C rates and rules as file-and-use. Current law requires filing and permits investigation and prospective adjustment while treating rates as compliant pending investigation and order.

Required rates and rate-applying rules must be submitted through SERFF no later than 10 days after their stated effective date.

Part 754 lists medical malpractice as filing-required and requires covered rate/rule filings through SERFF no later than 10 days after their stated effective date.