PP 04 25 Uninsured Motorists Coverage - Colorado

An Insurance Services Office (ISO) standard form. It provides Colorado uninsured motorists coverage for bodily injury an insured is legally entitled to recover from the owner or operator of an uninsured or underinsured motor vehicle, including hit-and-run vehicles, with Colorado rules for tentative settlements and other insurance.

1. 01 23 edition

   Jan 2023, compared with 09 18Latest edition

   • The public or livery conveyance exclusion now also applies while an insured is logged into a transportation or delivery network platform to make deliveries, whether or not the items are in the vehicle.

     09 18

     Not in this edition

     01 23

     “"delivery network platform" as a driver to provide delivery services”

2. 09 18 edition

   Sep 2018, compared with 07 17

   • The public or livery conveyance exclusion no longer applies while your covered auto is used for volunteer or charitable purposes.

     07 17

     “This exclusion (A.2.) does not apply to a share-the-expense car pool.”

     09 18

     “While "your covered auto" is being used for volunteer or charitable purposes.”

   • It adds an exclusion for injury while occupying or struck by your covered auto when it is enrolled in a personal vehicle sharing program and used by someone other than you or a family member.

     07 17

     Not in this edition

     09 18

     “Enrolled in a personal vehicle sharing program under the terms of a written agreement”

   • It adds an exclusion for injury while occupying or struck by a vehicle designed or usable for flight.

     07 17

     Not in this edition

     09 18

     “any vehicle which is designed or can be used for flight”

2 other edition dates appear in one or two filings each, often carrier-specific versions: 08 22, 01 11.

Where filings record what this form replaced, they name earlier edition 07 17. Only some filings record replacements.

• Edition in use: in the past 12 months, 3 companies filed the 01 23 edition and 2 companies filed 04 24.
• PP 04 37 (Property Damage Uninsured Motorists Coverage - Colorado) is filed alongside it most often, in 49 of the same filings (84%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• PP 04 37Property Damage Uninsured Motorists Coverage - Colorado49 filings
• PP 00 01Personal Auto Policy43 filings
• PP 01 61Amendment of Policy Provisions42 filings
• PP 03 13Excess Electronic Equipment Coverage41 filings
• PP 03 35Auto Loan/Lease Coverage40 filings
• PP 03 05Loss Payable Clause37 filings
• PP 13 01Coverage For Damage To Your Auto Exclusion Endorsement37 filings
• PP 13 92Named Driver Exclusion Endorsement - Colorado37 filings
• PP 03 01Federal Employees Using Autos in Government Business35 filings
• PP 03 06Extended Non-Owned Coverage - Vehicles Furnished Or Available For Regular Use35 filings