Coverage description
An American Association of Insurance Services (AAIS) standard form. It removes windstorm and hail from the specified perils and excludes loss caused by windstorm or hail, but still covers loss from a specified peril that windstorm or hail causes.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 07 08Jul 2008Latest | 58 | 25 | 24 | Jan 2022 to Mar 2026 |
2 other edition dates appear in one or two filings each, often carrier-specific versions: 10 08, 09 08.
What the filings show
- Edition in use: in the past 12 months, 2 companies filed the 07 08 edition.
- IM 78 64 (Named Storm Exclusion) is filed alongside it most often, in 38 of the same filings (63%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Mar 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7865, out of 17 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 17 | 17 | 07 08 | Oct 17, 2024 |
| West Bend Mutual Insurance Company | 11 | 11 | 07 0810 08 | Jan 31, 2023 |
| Grange Mutual CAS Group6 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 10 | 9 | 07 08 | Aug 26, 2024 |
| Hastings Mutual Insurance Company | 8 | 5 | 07 08 | Mar 13, 2025 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 2 | 2 | 07 08 | Jun 23, 2022 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 07 08 | Jul 30, 2024 |
| Amtrust Financial Services Group3 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 1 | 1 | 07 08 | Jan 25, 2022 |
| Arch Insurance GroupArch Insurance Company | 1 | 1 | 07 08 | Oct 15, 2025 |
| Clear Blue Financial GroupClear Blue Insurance Company | 1 | 1 | 07 08 | Nov 12, 2025 |
| Fairfax Financial GroupZenith Insurance Company | 1 | 1 | 07 08 | Jun 5, 2025 |
How the largest insurers handle IM 7865
Groups among the largest commercial inland marine insurers that filed IM 7865 or their own version in the past five years.
- Zurich Insurance GroupFiles its own version: 760040 Windstorm Or Hail Exclusion (19 states)
See more forms
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States
Number of filings that include IM 7865 in each state, Oct 2021 to Mar 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 78 64Named Storm Exclusion38 filings
- IM 78 70Split Deductible Endorsement38 filings
- IM 74 68Contingent Coverage37 filings
- IM 74 69Contingent Coverage Schedule - Motor Truck Cargo37 filings
- IM 74 70Mobile Equipment Coverage37 filings
- IM 74 71Trailer Coverage37 filings
- IM 74 72Trailer Schedule - Motor Truck Cargo37 filings
- IM 74 73Additional Named Insured Endorsement37 filings
- IM 74 76Unattended Vehicle Exclusion37 filings
- IM 74 77Electronic Equipment Coverage37 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Mar 25, 2026 | Point Specialty Insurance Company | CA | 07 08 | SEPX-134881081 |
| Nov 12, 2025 | Clear Blue Insurance Company | CA | 07 08 | MRTN-134717923 |
| Oct 15, 2025 | Arch Insurance Company | NM | 07 08 | AICO-G134705898 |
| Oct 9, 2025 | Incline Casualty Company | IL | 07 08 | MRTN-134696969 |
| Jun 5, 2025 | Zenith Insurance Company | CA | 07 08 | ZICO-134520427 |
| Mar 13, 2025 | Hastings Mutual Insurance Company | IL | 07 08 | HAST-134353131 |
| Oct 17, 2024 | American Association of Insurance Services | ID | 07 08 | AMAX-134287113 |
| Sep 21, 2024 | Hastings Mutual Insurance Company | IN | 07 08 | HAST-134255769 |
| Sep 20, 2024 | Hastings Mutual Insurance Company | IL | 07 08 | HAST-134255701 |
| Aug 26, 2024 | Grange Indemnity Insurance Companyand 2 more | IL | 07 08 | GRAE-134209617 |
| Aug 26, 2024 | Grange Indemnity Insurance Companyand 2 more | KY | 07 08 | GRAE-134209620 |
| Aug 26, 2024 | Grange Indemnity Insurance Companyand 5 more | WI | 07 08 | GRAE-134209628 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.