Coverage description
An American Association of Insurance Services (AAIS) standard form. Schedule for motor truck cargo coverage that lists each covered vehicle by number and description with its own limit.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 18Apr 2018Latest | 56 | 26 | 32 | Jan 2022 to Mar 2026 |
What the filings show
- Edition in use: in the past 12 months, 2 companies filed the 04 18 edition.
- IM 74 51 (Motor Truck Cargo Legal Liability Coverage) is filed alongside it most often, in 39 of the same filings (70%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Mar 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7498, out of 16 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 18 | 18 | 04 18 | Oct 17, 2024 |
| Zurich Insurance GroupZurich American Insurance Company | 14 | 14 | 04 18 | Dec 15, 2023 |
| Hastings Mutual Insurance Company | 6 | 5 | 04 18 | Mar 13, 2025 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 3 | 3 | 04 18 | Jun 16, 2025 |
| Amtrust Financial Services Group4 group companies filed it, led by Milford Casualty Insurance Company and Security National Insurance Company | 2 | 2 | 04 18 | Aug 26, 2022 |
| Grange Mutual CAS Group6 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 2 | 2 | 04 18 | Jun 4, 2024 |
| WR Berkley Corporation GroupBerkley Casualty Company | 2 | 2 | 04 18 | Dec 28, 2022 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 04 18 | Jul 30, 2024 |
| Arch Insurance GroupArch Insurance Company | 1 | 1 | 04 18 | Oct 15, 2025 |
| Clear Blue Financial GroupClear Blue Insurance Company | 1 | 1 | 04 18 | Nov 12, 2025 |
How the largest insurers handle IM 7498
Groups among the largest commercial inland marine insurers that filed IM 7498 or their own version in the past five years.
- Zurich Insurance GroupUses IM 7498 in 14 filings
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States
Number of filings that include IM 7498 in each state, Oct 2021 to Mar 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 74 51Motor Truck Cargo Legal Liability Coverage39 filings
- IM 74 89Scheduled Vehicle And Newly Acquired Vehicle Endorsement39 filings
- IM 74 56Schedule Of Coverages - Motor Truck Cargo Legal Liability Coverage37 filings
- IM 74 61Refrigeration Breakdown Coverage - Vehicles37 filings
- IM 74 65Operating Territory37 filings
- IM 74 66Property Excluded37 filings
- IM 74 68Contingent Coverage37 filings
- IM 74 69Contingent Coverage Schedule - Motor Truck Cargo37 filings
- IM 74 70Mobile Equipment Coverage37 filings
- IM 74 71Trailer Coverage37 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Mar 25, 2026 | Point Specialty Insurance Company | CA | 04 18 | SEPX-134881081 |
| Nov 12, 2025 | Clear Blue Insurance Company | CA | 04 18 | MRTN-134717923 |
| Oct 15, 2025 | Arch Insurance Company | NM | 04 18 | AICO-G134705898 |
| Jun 16, 2025 | Granite State Insurance Companyand 2 more | NM | 04 18 | AGNY-134570846 |
| Jun 5, 2025 | Zenith Insurance Company | CA | 04 18 | ZICO-134520427 |
| Mar 13, 2025 | Hastings Mutual Insurance Company | IL | 04 18 | HAST-134353131 |
| Oct 17, 2024 | American Association of Insurance Services | ID | 04 18 | AMAX-134287113 |
| Sep 9, 2024 | American Association of Insurance Services | NY | 04 18 | AMAX-134217212 |
| Jul 30, 2024 | Accelerant National Insurance Company | CA | 04 18 | MRTN-133804207 |
| Jul 17, 2024 | American Association of Insurance Services | NH | 04 18 | AMAX-134165319 |
| Jul 17, 2024 | American Association of Insurance Services | UT | 04 18 | AMAX-134169395 |
| Jul 12, 2024 | American Association of Insurance Services | ND | 04 18 | AMAX-134175833 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
See more carrier forms
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