Coverage description
An American Association of Insurance Services (AAIS) standard form. It covers spoilage of others' perishable stock in transit in a vehicle when the vehicle's refrigeration or heating unit suddenly breaks down, provided fuel levels are kept up and the unit is inspected at least monthly.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 04Apr 2004Latest | 45 | 25 | 26 | Jan 2022 to Mar 2026 |
| ED 1.0 | 17 | 3 | 10 | Feb 2023 to May 2024 |
1 other edition date appears in one or two filings each, often carrier-specific versions: Ed. 1.0.
What the filings show
- Edition in use: in the past 12 months, 2 companies filed the 04 04 edition.
- IM 74 51 (Motor Truck Cargo Legal Liability Coverage) is filed alongside it most often, in 55 of the same filings (87%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Mar 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7461, out of 19 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 18 | 18 | 04 04 | Oct 17, 2024 |
| Hannover GroupHDI Global Insurance Company | 9 | 9 | ED 1.0 | May 15, 2024 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Alterra America Insurance Company | 8 | 7 | ED 1.0 | Oct 5, 2023 |
| Hastings Mutual Insurance Company | 6 | 5 | 04 04 | Mar 13, 2025 |
| Amtrust Financial Services Group6 group companies filed it, led by Wesco Insurance Company and CorePointe Insurance Company | 3 | 2 | 04 04 | Aug 26, 2022 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 2 | 2 | 04 04 | Jun 23, 2022 |
| Munich RE GroupAmerican Alternative Insurance Corporation | 2 | 2 | 04 04 | Mar 20, 2025 |
| Ohio Mutual GroupUnited Ohio Insurance Company | 2 | 1 | 04 04 | Jul 3, 2025 |
| Sentry Insurance GroupPoint Specialty Insurance Company | 2 | 2 | 04 04 | Mar 25, 2026 |
| WR Berkley Corporation GroupBerkley Casualty Company | 2 | 2 | 04 04 | Dec 28, 2022 |
See more forms
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States
Number of filings that include IM 7461 in each state, Oct 2021 to Mar 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 74 51Motor Truck Cargo Legal Liability Coverage55 filings
- IM 70 00Contractors' Equipment Coverage54 filings
- IM 70 03Contractors' Equipment Coverage - Small Tools Floater54 filings
- IM 70 20Replacement Cost Endorsement54 filings
- IM 72 01Computer Coverage54 filings
- IM 70 13Equipment Leased or Rented To Others Endorsement53 filings
- IM 70 01Contractors' Equipment Coverage - Scheduled Equipment Form52 filings
- IM 70 02Contractors' Equipment Coverage - Blanket Equipment Form52 filings
- IM 70 17Weight of Load Exclusion52 filings
- IM 72 50Transportation Coverage52 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Mar 25, 2026 | Point Specialty Insurance Company | CA | 04 04 | SEPX-134881081 |
| Nov 12, 2025 | Clear Blue Insurance Company | CA | 04 04 | MRTN-134717923 |
| Oct 15, 2025 | Arch Insurance Company | NM | 04 04 | AICO-G134705898 |
| Jul 3, 2025 | United Ohio Insurance Company | WI | 04 04 | OHMG-134591716 |
| Jun 5, 2025 | Zenith Insurance Company | CA | 04 04 | ZICO-134520427 |
| Mar 20, 2025 | American Alternative Insurance Corporation | SC | 04 04 | AMLX-134458978 |
| Mar 13, 2025 | Hastings Mutual Insurance Company | IL | 04 04 | HAST-134353131 |
| Feb 26, 2025 | United Ohio Insurance Company | WI | 04 04 | OHMG-134285303 |
| Oct 17, 2024 | American Association of Insurance Services | ID | 04 04 | AMAX-134287113 |
| Sep 9, 2024 | American Association of Insurance Services | NY | 04 04 | AMAX-134217212 |
| Jul 30, 2024 | Accelerant National Insurance Company | CA | 04 04 | MRTN-133804207 |
| Jul 17, 2024 | American Association of Insurance Services | NH | 04 04 | AMAX-134165319 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
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