AAIS policy or coverage form

IM 7400 Fine Arts Floater Coverage

Filings
63
latest Mar 25, 2026
Filing companies
27
17 carrier groups
States
28
Latest edition
08 11
Aug 2011

Coverage description

An American Association of Insurance Services (AAIS) standard form. Fine arts coverage form that covers scheduled works of art at described premises against direct physical loss from covered perils, with coverage extensions and supplemental coverages for emergency removal, newly acquired art, off-premises exhibition or framing, display property and transit.

How the form has changed

4 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 08 11 edition

    Aug 2011, compared with 04 04Latest edition
    • Covered property now includes fine arts of others in your care, custody and control and your interest in jointly owned fine arts.

      04 04

      Not in this edition

      08 11

      “"fine arts" of others in "your" care, custody, and control”

    • A new limitation excludes loss of fine arts due to an ownership dispute, including a defect in title.

      04 04

      Not in this edition

      08 11

      “due to a dispute of ownership by a party claiming rightful ownership”

    • Newly acquired art is covered for up to 90 days instead of 60, and its limit becomes 25% of the Catastrophe Limit instead of $5,000.

      04 04

      “for up to 60 days from the date "you" purchase”

      08 11

      “for up to 90 days from the date "you" acquire”

    • The transit limit rises from $1,000 to $10,000, and art temporarily away for exhibition, framing, repair or appraisal also gets a $10,000 limit instead of $1,000.

      04 04

      “loss to property in transit is $1,000”

      08 11

      “arts" in transit is $10,000”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
08 11Aug 2011Latest351823Jan 2022 to Mar 2026
04 04Apr 2004352Sep 2024 to Jul 2025
ED 1.017310Feb 2023 to May 2024

Filed by one company only: 1.0 (Grange Mutual CAS Group, 7 filings).

1 other edition date appears in one or two filings each, often carrier-specific versions: 05 00.

What the filings show

  • Edition in use: in the past 12 months, 1 company filed the 08 11 edition.
  • The 1.0 edition appears only in filings from Grange Mutual CAS Group (7 filings in 7 states since Apr 9, 2024), which suggests a carrier-specific version.
  • IM 75 01 (Miscellaneous Bailee - Processor Floater) is filed alongside it most often, in 58 of the same filings (92%).

Filed under

Other Commercial Inland Marine 44Inland Marine 10Businessowners 8Commercial Interline Filings 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Mar 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include IM 7400, out of 17 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
American Association of Insurance ServicesAdvisory Organization181808 11Oct 17, 2024
Hannover GroupHDI Global Insurance Company99ED 1.0May 15, 2024
Grange Mutual CAS Group3 group companies filed it, led by Grange Insurance Company and Grange Indemnity Insurance Company871.008 11Jun 4, 2024
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Alterra America Insurance Company87ED 1.0Oct 5, 2023
Hastings Mutual Insurance Company6508 11Mar 13, 2025
American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co.2208 11Jun 23, 2022
Ohio Mutual GroupUnited Ohio Insurance Company2104 04Jul 3, 2025
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company1108 11Jul 30, 2024
Amtrust Financial Services Group3 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company1108 11Jan 25, 2022
Arch Insurance GroupArch Insurance Company1108 11Oct 15, 2025

How the largest insurers handle IM 7400

Groups among the largest commercial inland marine insurers that filed IM 7400 or their own version in the past five years.

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States

Number of filings that include IM 7400 in each state, Oct 2021 to Mar 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 2 filingsGA2Oklahoma: 0 filingsOKSouth Carolina: 0 filingsSCArkansas: 2 filingsAR2Missouri: 2 filingsMO2Indiana: 6 filingsIN6Louisiana: 0 filingsLAOhio: 3 filingsOH3Wisconsin: 5 filingsWI5Texas: 0 filingsTXKentucky: 2 filingsKY2Iowa: 3 filingsIA3Kansas: 0 filingsKSMississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 1 filingNH1Virginia: 0 filingsVAArizona: 1 filingAZ1Pennsylvania: 1 filingPA1Rhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 0 filingsMDWest Virginia: 0 filingsWVUtah: 1 filingUT1Wyoming: 3 filingsWY3Delaware: 1 filingDE1New Mexico: 3 filingsNM3Colorado: 0 filingsCOConnecticut: 0 filingsCTMaine: 1 filingME1North Dakota: 1 filingND1Illinois: 6 filingsIL6Minnesota: 1 filingMN1New Jersey: 0 filingsNJNew York: 1 filingNY1Massachusetts: 0 filingsMAWashington: 3 filingsWA3Oregon: 1 filingOR1Vermont: 0 filingsVTCalifornia: 7 filingsCA7Nevada: 0 filingsNVHawaii: 1 filingHI1
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • IM 75 01Miscellaneous Bailee - Processor Floater58 filings
  • IM 75 50Bailee Customers Floater Coverage - Dry Cleaners And Laundry Form58 filings
  • IM 75 07Schedule Of Coverages - Miscellaneous Bailee - Processor Floater55 filings
  • IM 70 00Contractors' Equipment Coverage52 filings
  • IM 70 03Contractors' Equipment Coverage - Small Tools Floater52 filings
  • IM 70 14Rental Reimbursement Endorsement52 filings
  • IM 70 22Property Loaned To Others - Scheduled Contractors52 filings
  • IM 70 23Property Loaned To Others - Jobsite Coverage52 filings
  • IM 70 34Tools Endorsement52 filings
  • IM 70 50Builders' Risk Coverage - Scheduled Jobsite Form - Comprehensive Form52 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Mar 25, 2026Point Specialty Insurance CompanyCA08 11SEPX-134881081
Oct 16, 2025American Alternative Insurance CorporationCA08 11PERR-134705251
Oct 15, 2025Arch Insurance CompanyNM08 11AICO-G134705898
Jul 3, 2025United Ohio Insurance CompanyWI04 04OHMG-134591716
Mar 13, 2025Hastings Mutual Insurance CompanyIL08 11HAST-134353131
Feb 26, 2025United Ohio Insurance CompanyWI04 04OHMG-134285303
Oct 17, 2024American Association of Insurance ServicesID08 11AMAX-134287113
Sep 30, 2024American Fire and Casualty Companyand 3 moreIN04 04LBRC-134262371
Sep 9, 2024American Association of Insurance ServicesNY08 11AMAX-134217212
Jul 30, 2024Accelerant National Insurance CompanyCA08 11MRTN-133804207
Jul 17, 2024American Association of Insurance ServicesNH08 11AMAX-134165319
Jul 17, 2024American Association of Insurance ServicesUT08 11AMAX-134169395

Most filed AAIS IM forms

All Commercial Inland Marine (AAIS IM) forms

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