Coverage description
An American Association of Insurance Services (AAIS) standard form. A schedule for contractors' equipment income coverage that shows the limits for earnings and extra expense, the civil authority coverage period in weeks, and the equipment it applies to.
How the form has changed
The 01 25 edition adds schedule entries for separate earnings and extra expense limits and for civil authority. The schedule itself does not change coverage terms.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 01 25Jan 2025Latest | 49 | 14 | 36 | May 2025 to Sep 2026 |
| 01 12Jan 2012 | 37 | 18 | 23 | Jan 2022 to Oct 2025 |
2 other edition dates appear in one or two filings each, often carrier-specific versions: 09 05, 04 04.
What the filings show
- Edition in use: in the past 12 months, 10 companies filed the 01 25 edition.
- IM 70 25 (Additional Coverages Endorsement) is filed alongside it most often, in 83 of the same filings (92%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7032, out of 20 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 54 | 38 | 01 2501 12 | Oct 24, 2025 |
| Hastings Mutual Insurance Company | 8 | 5 | 01 12 | Mar 13, 2025 |
| Tokio Marine Holdings Incorporated Group3 group companies filed it, led by Tokio Marine America Insurance Company and TNUS Insurance Company | 4 | 4 | 01 25 | Nov 3, 2025 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 3 | 2 | 01 1204 04 | Jun 23, 2022 |
| THE Hanover Insurance GroupAllmerica Financial Benefit Insurance Company | 3 | 3 | 01 25 | May 11, 2026 |
| Acuity, A Mutual Insurance Company | 2 | 2 | 09 05 | Oct 23, 2023 |
| IFG Company GroupFirst Financial Insurance Company | 2 | 2 | 01 25 | Mar 17, 2026 |
| Munich RE GroupAmerican Alternative Insurance Corporation | 2 | 1 | 01 1201 25 | Sep 3, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 01 12 | Jul 30, 2024 |
| Amtrust Financial Services Group3 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 1 | 1 | 01 12 | Jan 25, 2022 |
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States
Number of filings that include IM 7032 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 70 25Additional Coverages Endorsement83 filings
- IM 70 38Continuing Rental or Lease Payments83 filings
- IM 70 08Schedule of Coverages - Contractors' Equipment - Tool Floater82 filings
- IM 70 22Contractors' Equipment Loaned to Others - Scheduled Contractors82 filings
- IM 70 23Contractors' Equipment Loaned to Others - Jobsite Coverage82 filings
- IM 70 24Trailers and Spare Parts Endorsement82 filings
- IM 70 27Contractors' Equipment - Income Coverage82 filings
- IM 70 30Equipment Schedule - Contractors' Equipment82 filings
- IM 70 33Agreed Amount Schedule - Contractors' Equipment82 filings
- IM 70 37Equipment Borrowed From Others82 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 3, 2026 | American Alternative Insurance Corporation | CA | 01 25 | PERR-135071228 |
| May 11, 2026 | Allmerica Financial Benefit Insurance Company | CA | 01 25 | HNVR-G134943157 |
| May 11, 2026 | Allmerica Financial Benefit Insurance Company | NM | 01 25 | HNVR-G134944261 |
| May 8, 2026 | Allmerica Financial Benefit Insurance Company | IL | 01 25 | HNVR-G134941901 |
| Mar 25, 2026 | Point Specialty Insurance Company | CA | 01 25 | SEPX-134881081 |
| Mar 25, 2026 | Old Guard Insurance Companyand 4 more | IL | 01 25 | WSFG-G134887192 |
| Mar 17, 2026 | First Financial Insurance Company | CA | 01 25 | ALAM-134820948 |
| Nov 3, 2025 | Tokio Marine America Insurance Company | SC | 01 25 | TMGM-134726326 |
| Oct 24, 2025 | American Association of Insurance Services | NJ | 01 25 | AMAX-134715966 |
| Oct 16, 2025 | American Association of Insurance Services | MA | 01 25 | AMAX-134707003 |
| Oct 16, 2025 | American Alternative Insurance Corporation | CA | 01 12 | PERR-134705251 |
| Oct 15, 2025 | Arch Insurance Company | NM | 01 25 | AICO-G134705898 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
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