Coverage description
An American Association of Insurance Services (AAIS) standard form. It covers direct physical loss to tools owned by your employees while at premises you own or operate or at a jobsite, subject to any-one-tool and all-tools limits and a separate deductible.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
01 25 edition
Jan 2025, compared with 01 12Latest editionThe endorsement is retitled Employee Tools Endorsement and no longer covers your own tools; it now covers only tools owned by your employees.
01 12
“Your Tools -- "We" cover direct physical loss”
01 25
Removed
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 01 25Jan 2025Latest | 46 | 13 | 36 | May 2025 to Sep 2026 |
| 01 12Jan 2012 | 34 | 17 | 23 | Jan 2022 to Oct 2025 |
| 07 99Jul 1999 | 17 | 3 | 10 | Feb 2023 to May 2024 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 04 04.
What the filings show
- Edition in use: in the past 12 months, 9 companies filed the 01 25 edition.
- IM 70 14 (Rental Reimbursement Endorsement) is filed alongside it most often, in 97 of the same filings (99%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7015, out of 18 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 54 | 38 | 01 2501 12 | Oct 24, 2025 |
| Hannover GroupHDI Global Insurance Company | 9 | 9 | 07 99 | May 15, 2024 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Alterra America Insurance Company | 8 | 7 | 07 99 | Oct 5, 2023 |
| Hastings Mutual Insurance Company | 6 | 5 | 01 12 | Mar 13, 2025 |
| Tokio Marine Holdings Incorporated Group3 group companies filed it, led by Tokio Marine America Insurance Company and TNUS Insurance Company | 4 | 4 | 01 25 | Nov 3, 2025 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 3 | 2 | 01 1204 04 | Jun 23, 2022 |
| IFG Company GroupFirst Financial Insurance Company | 2 | 2 | 01 25 | Mar 17, 2026 |
| Munich RE GroupAmerican Alternative Insurance Corporation | 2 | 1 | 01 1201 25 | Sep 3, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 01 12 | Jul 30, 2024 |
| Amtrust Financial Services Group3 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 1 | 1 | 01 12 | Jan 25, 2022 |
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States
Number of filings that include IM 7015 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 70 14Rental Reimbursement Endorsement97 filings
- IM 70 18Percentage Deductible Endorsement97 filings
- IM 70 22Contractors' Equipment Loaned to Others - Scheduled Contractors97 filings
- IM 70 23Contractors' Equipment Loaned to Others - Jobsite Coverage97 filings
- IM 70 08Schedule of Coverages - Contractors' Equipment - Tool Floater96 filings
- IM 70 30Equipment Schedule - Contractors' Equipment96 filings
- IM 70 31Equipment Schedule - Contractors' Equipment - Valuation Basis96 filings
- IM 70 00Contractors' Equipment Coverage -- Broad - Scheduled Equipment Form95 filings
- IM 70 01Contractors’ Equipment Coverage -- Limited - Scheduled Equipment Form95 filings
- IM 70 02Contractors' Equipment Coverage - Blanket Equipment Form95 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 3, 2026 | American Alternative Insurance Corporation | CA | 01 25 | PERR-135071228 |
| Mar 25, 2026 | Point Specialty Insurance Company | CA | 01 25 | SEPX-134881081 |
| Mar 25, 2026 | Old Guard Insurance Companyand 4 more | IL | 01 25 | WSFG-G134887192 |
| Mar 17, 2026 | First Financial Insurance Company | CA | 01 25 | ALAM-134820948 |
| Nov 3, 2025 | Tokio Marine America Insurance Company | SC | 01 25 | TMGM-134726326 |
| Oct 24, 2025 | American Association of Insurance Services | NJ | 01 25 | AMAX-134715966 |
| Oct 16, 2025 | American Association of Insurance Services | MA | 01 25 | AMAX-134707003 |
| Oct 16, 2025 | American Alternative Insurance Corporation | CA | 01 12 | PERR-134705251 |
| Oct 15, 2025 | Arch Insurance Company | NM | 01 25 | AICO-G134705898 |
| Sep 9, 2025 | TNUS Insurance Companyand 1 more | VT | 01 25 | TMGM-134665349 |
| Sep 8, 2025 | First Financial Insurance Company | NM | 01 25 | ALAM-134662955 |
| Aug 22, 2025 | American Association of Insurance Services | CA | 01 25 | AMAX-134646900 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
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