ISO endorsement · commercial auto

CA 99 59 Garagekeepers Coverage - Customers' Sound- Receiving Equipment

Filings
201
latest Sep 17, 2026
Filing companies
114
54 carrier groups
States
34
Latest edition
09 27
most filed: 10 13

Coverage description

An Insurance Services Office (ISO) standard form. It covers your legal liability for loss to permanently installed sound-receiving equipment, such as CB radios and two-way radios, in customers' autos left in your care for garage operations, under comprehensive excluding theft or collision coverage at the scheduled locations.

How the form has changed

4 changes across 2 revisions, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 09 27 edition

    Sep 2027, compared with 10 13Latest edition
    • Loss is now defined as direct and accidental physical loss or damage.

      10 13

      “"Loss" means direct and accidental loss or damage”

      09 27

      “"Loss" means direct and accidental physical loss or damage”

    • A definition of executive officer is added for the who is an insured provision.

      10 13

      Not in this edition

      09 27

      “"Executive officer" means a person holding any of the officer positions”

  2. 10 13 edition

    Oct 2013, compared with 03 10
    • Partners and their spouses, members and managers are now insureds only for the conduct of your garage operations or their duties as managers.

      03 10

      “Your partners (if you are a partnership), or members”

      10 13

      “Your partners and their spouses, if you are a partnership”

    • Executive officers and directors are covered for their duties as officers or directors, stockholders only for their liability as stockholders, and employees for acts within the scope of employment or garage operations duties.

      03 10

      “directors or shareholders while acting within the scope of their duties as such”

      10 13

      “Your stockholders are also "insureds", but only with respect to their liability as stockholders”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
09 27Sep 2027Latest27126Aug 2026 to Sep 2026
10 13Oct 201316710913Feb 2022 to Aug 2026
03 10Mar 2010643Jun 2022 to Jan 2026

1 other edition date appears in one or two filings each, often carrier-specific versions: 10 01.

What the filings show

  • Edition in use: in the past 12 months, 44 companies filed the 10 13 edition and 1 company filed 03 10.
  • The latest edition, 09 27, has been filed by Insurance Services Office, Inc in 26 states since Aug 20, 2026. No carrier filings list it yet.
  • CA 99 23 (Rental Reimbursement Coverage) is filed alongside it most often, in 197 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CA 99 59, out of 54 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization282709 2710 13Sep 17, 2026
Arch Insurance Group3 group companies filed it, led by Arch Indemnity Insurance Company and Arch Insurance Company14210 13Apr 8, 2026
OLD Republic Group4 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company13110 13May 11, 2026
Scor GroupGeneral Security National Insurance Company10110 13Jun 9, 2026
Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company8410 13Jun 24, 2024
Southern Farm Bureau CAS Group3 group companies filed it, led by Colorado Farm Bureau Insurance Company and Southern Farm Bureau Casualty Insurance Company7410 13Jul 8, 2026
Ambac Financial GroupEverspan Insurance Company6410 13Apr 28, 2025
Group 1001 Insurance Holdings GroupCLEAR SPRING PROPERTY AND CASUALTY COMPANY6210 13Mar 18, 2026
MS & AD Insurance Group3 group companies filed it, led by Mitsui Sumitomo Insurance Company of America and Mitsui Sumitomo Insurance USA Inc.6310 13Sep 4, 2025
Selective Insurance Group4 group companies filed it, led by Selective Way Insurance Company and Selective Insurance Company of America6210 13Jun 25, 2026

How the largest insurers handle CA 99 59

Groups among the largest commercial auto insurers that filed CA 99 59 or their own version in the past five years.

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States

Number of filings that include CA 99 59 in each state, Oct 2021 to Sep 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 1 filingGA1Oklahoma: 1 filingOK1South Carolina: 33 filingsSC33Arkansas: 1 filingAR1Missouri: 1 filingMO1Indiana: 1 filingIN1Louisiana: 2 filingsLA2Ohio: 1 filingOH1Wisconsin: 1 filingWI1Texas: 2 filingsTX2Kentucky: 1 filingKY1Iowa: 0 filingsIAKansas: 1 filingKS1Mississippi: 2 filingsMS2North Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 0 filingsNHVirginia: 0 filingsVAArizona: 1 filingAZ1Pennsylvania: 1 filingPA1Rhode Island: 1 filingRI1Michigan: 1 filingMI1Alaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 2 filingsMD2West Virginia: 0 filingsWVUtah: 0 filingsUTWyoming: 3 filingsWY3Delaware: 0 filingsDENew Mexico: 1 filingNM1Colorado: 98 filingsCO98Connecticut: 1 filingCT1Maine: 1 filingME1North Dakota: 1 filingND1Illinois: 8 filingsIL8Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 2 filingsWA2Oregon: 3 filingsOR3Vermont: 1 filingVT1California: 22 filingsCA22Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CA 99 23Rental Reimbursement Coverage197 filings
  • CA 99 30Tapes, Records and Discs Coverage195 filings
  • CA 99 37Garagekeepers Coverage194 filings
  • CA 23 98Trailer Interchange Coverage191 filings
  • CA 99 48Pollution Liability - Broadened Coverage for Covered Autos - Business Auto and Motor Carrier Coverage Forms180 filings
  • CA 99 10Drive Other Car Coverage - Broadened Coverage for Named Individuals178 filings
  • CA 99 16Hired Autos Specified as Covered Autos You Own173 filings
  • CA 99 47Employee as Lessor173 filings
  • CA 04 44Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)171 filings
  • CA 00 01Business Auto Coverage Form170 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Sep 17, 2026Insurance Services Office, Inc.CA09 27ISOF-135093307
Aug 28, 2026Jet Insurance CompanySC10 13MRTN-134878222
Aug 26, 2026Insurance Services Office, Inc.LA09 27ISOF-135053020
Aug 26, 2026Insurance Services Office, Inc.TX09 27ISOF-135053045
Aug 26, 2026Insurance Services Office, Inc.TX09 27ISOF-135066694
Aug 25, 2026Insurance Services Office, Inc.OK09 27ISOF-135053037
Aug 21, 2026Insurance Services Office, Inc.AR09 27ISOF-135052987
Aug 21, 2026Insurance Services Office, Inc.MS09 27ISOF-135053025
Aug 21, 2026Insurance Services Office, Inc.NJ09 27ISOF-135053031
Aug 21, 2026Insurance Services Office, Inc.ND09 27ISOF-135053035
Aug 21, 2026Insurance Services Office, Inc.VT09 27ISOF-135053047
Aug 20, 2026Insurance Services Office, Inc.AZ09 27ISOF-135052986

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