ISO exclusion · commercial auto

CA 25 28 Abuse Or Molestation Exclusion For General Liability Coverages

Withdrawn by ISO.

Filings
175
latest Jul 8, 2026
Filing companies
90
39 carrier groups
States
45
including DC
Latest edition
10 13
Oct 2013

Coverage description

An Insurance Services Office (ISO) standard form. It excludes auto dealers general liability for bodily injury, property damage and personal and advertising injury from abuse or molestation of anyone in an insured's care, custody or control, and from negligent hiring, supervision, reporting or retention.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
09 22Sep 20224132Apr 2022 to Dec 2022
10 13Oct 2013Latest1697645Dec 2021 to Jul 2026

1 other edition date appears in one or two filings each, often carrier-specific versions: N/A.

Where filings record what this form replaced, they name earlier edition 10 13 and other forms N/A - ISOFORMS ADOPTION. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 18 companies filed the 10 13 edition.
  • The newer 09 22 edition first appears Apr 27, 2022 and has been filed by 13 companies in 2 states so far.
  • CA 28 03 (Abuse Or Molestation Exclusion For Covered Autos Liability Exposure) is filed alongside it most often, in 114 of the same filings (65%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CA 25 28, out of 39 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization373610 13Oct 4, 2022
OBS Holdings Group2 group companies filed it, led by Obsidian Insurance Company and Obsidian Pacific Insurance Company373610 13Feb 3, 2023
Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company12910 1309 22Feb 20, 2025
Arch Insurance Group4 group companies filed it, led by Arch Insurance Company and Arch Property Casualty Insurance Company9310 13Apr 8, 2026
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company8410 13Jun 30, 2023
Alliance Insurance GroupFarmers Alliance Mutual Insurance Company5110 13May 19, 2026
Liberty Mutual GroupState Automobile Mutual Insurance Company5110 13Jun 17, 2026
Selective Insurance Group4 group companies filed it, led by Selective Insurance Company of America and Selective Insurance Company of South Carolina5110 13Jun 25, 2026
Sompo Group2 group companies filed it, led by Sompo America Fire and Marine Insurance Company and Sompo America Insurance Company5110 13Jun 18, 2026
MS & AD Insurance Group2 group companies filed it, led by Mitsui Sumitomo Insurance Company of America and Mitsui Sumitomo Insurance USA Inc.4310 13Aug 27, 2025

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States

Number of filings that include CA 25 28 in each state, Oct 2021 to Jul 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 2 filingsGA2Oklahoma: 3 filingsOK3South Carolina: 10 filingsSC10Arkansas: 2 filingsAR2Missouri: 2 filingsMO2Indiana: 2 filingsIN2Louisiana: 3 filingsLA3Ohio: 2 filingsOH2Wisconsin: 1 filingWI1Texas: 1 filingTX1Kentucky: 2 filingsKY2Iowa: 2 filingsIA2Kansas: 3 filingsKS3Mississippi: 2 filingsMS2North Carolina: 1 filingNC1Nebraska: 2 filingsNE2South Dakota: 1 filingSD1Montana: 3 filingsMT3New Hampshire: 1 filingNH1Virginia: 1 filingVA1Arizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 2 filingsRI2Michigan: 1 filingMI1Alaska: 2 filingsAK2District of Columbia: 2 filingsDC2Idaho: 1 filingID1Maryland: 3 filingsMD3West Virginia: 2 filingsWV2Utah: 2 filingsUT2Wyoming: 4 filingsWY4Delaware: 2 filingsDE2New Mexico: 2 filingsNM2Colorado: 59 filingsCO59Connecticut: 3 filingsCT3Maine: 2 filingsME2North Dakota: 2 filingsND2Illinois: 7 filingsIL7Minnesota: 1 filingMN1New Jersey: 2 filingsNJ2New York: 0 filingsNYMassachusetts: 1 filingMA1Washington: 0 filingsWAOregon: 4 filingsOR4Vermont: 0 filingsVTCalifornia: 19 filingsCA19Nevada: 2 filingsNV2Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CA 28 03Abuse Or Molestation Exclusion For Covered Autos Liability Exposure114 filings
  • CA 20 01Lessor – Additional Insured and Loss Payee104 filings
  • CA 20 54Employee Hired Autos104 filings
  • CA 20 71Auto Loan/Lease Gap Coverage100 filings
  • CA 20 48Designated Insured for Covered Autos Liability Coverage99 filings
  • CA 99 16Hired Autos Specified as Covered Autos You Own99 filings
  • CA 23 05Wrong Delivery of Liquid Products98 filings
  • CA 99 33Employees as Insureds98 filings
  • CA 04 44Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)97 filings
  • CA 04 49Primary and Noncontributory – Other Insurance Condition96 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Jul 8, 2026Colorado Farm Bureau Insurance CompanyCO10 13SFBC-135011078
Jun 25, 2026Selective Insurance Company of Americaand 3 moreCO10 13SELC-134998854
Jun 24, 2026Great American Alliance Insurance Companyand 3 moreCO10 13GACX-134993563
Jun 18, 2026Sompo America Fire and Marine Insurance Companyand 1 moreCO10 13SMPJ-134972831
Jun 17, 2026State Automobile Mutual Insurance CompanyCO10 13STAT-134983865
Jun 10, 2026American Select Insurance Companyand 3 moreIL10 13WSFG-G134979843
May 19, 2026Farmers Alliance Mutual Insurance CompanyCO10 13FAMI-134934257
Apr 8, 2026Arch Insurance CompanyCO10 13AICO-G134902561
Apr 8, 2026Arch Insurance CompanyCO10 13AICO-G134902666
Aug 27, 2025Mitsui Sumitomo Insurance Company of AmericaIL10 13REGU-134638854
Jul 24, 2025SECURA Insurance, A Mutual Companyand 1 moreIL10 13SEIC-134596602
Jul 8, 2025Mitsui Sumitomo Insurance Company of Americaand 1 moreCO10 13MRTN-134581447

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