Coverage description
An Insurance Services Office (ISO) standard form. It replaces the pollution exclusion in the Auto Dealers general liability coverages with a total pollution exclusion for injury or damage that would not have happened but for pollutants, and for cleanup and government response costs.
How the form has changed
The 10 13 edition moves the exclusion from the Garage Coverage Form to the Auto Dealers Coverage Form. The exclusion wording is the same.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 13Oct 2013Latest | 151 | 83 | 10 | Nov 2021 to Aug 2026 |
| 10 01Oct 2001 | 4 | 3 | 3 | Dec 2023 to Mar 2026 |
What the filings show
- Edition in use: in the past 12 months, 33 companies filed the 10 13 edition and 1 company filed 10 01.
- CA 99 23 (Rental Reimbursement Coverage) is filed alongside it most often, in 155 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CA 25 16, out of 46 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Arch Insurance Group3 group companies filed it, led by Arch Indemnity Insurance Company and Arch Insurance Company | 14 | 2 | 10 13 | Apr 8, 2026 |
| OLD Republic Group4 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company | 13 | 1 | 10 13 | May 11, 2026 |
| Scor GroupGeneral Security National Insurance Company | 10 | 1 | 10 13 | Jun 9, 2026 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 10 13 | Jun 24, 2024 |
| Clear Blue Financial Group2 group companies filed it, led by Clear Blue Insurance Company and Rock Ridge Insurance Company | 6 | 3 | 10 13 | Oct 29, 2025 |
| Group 1001 Insurance Holdings GroupCLEAR SPRING PROPERTY AND CASUALTY COMPANY | 6 | 2 | 10 13 | Mar 18, 2026 |
| MS & AD Insurance Group3 group companies filed it, led by Mitsui Sumitomo Insurance Company of America and Mitsui Sumitomo Insurance USA Inc. | 6 | 3 | 10 13 | Sep 4, 2025 |
| Selective Insurance Group4 group companies filed it, led by Selective Way Insurance Company and Selective Insurance Company of America | 6 | 2 | 10 13 | Jun 25, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 6 | 2 | 10 13 | Feb 17, 2026 |
| Alliance Insurance GroupFarmers Alliance Mutual Insurance Company | 5 | 1 | 10 13 | May 19, 2026 |
How the largest insurers handle CA 25 16
Groups among the largest commercial auto insurers that filed CA 25 16 or their own version in the past five years.
- Travelers GroupUses CA 25 16 in 24 filings
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States
Number of filings that include CA 25 16 in each state, Oct 2021 to Aug 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CA 99 23Rental Reimbursement Coverage155 filings
- CA 99 47Employee as Lessor155 filings
- CA 25 02Dealers Driveaway Collision Coverage154 filings
- CA 25 03False Pretense Coverage154 filings
- CA 25 01Broad Form Products Coverage153 filings
- CA 99 44Loss Payable Clause153 filings
- CA 99 60Audio, Visual and Data Electronic Equipment Coverage Added Limits153 filings
- CA 04 44Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)152 filings
- CA 99 16Hired Autos Specified as Covered Autos You Own152 filings
- CA 99 37Garagekeepers Coverage152 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Aug 28, 2026 | Jet Insurance Company | SC | 10 13 | MRTN-134878222 |
| Jul 8, 2026 | Colorado Farm Bureau Insurance Company | CO | 10 13 | SFBC-135011078 |
| Jun 25, 2026 | Selective Insurance Company of Americaand 3 more | CO | 10 13 | SELC-134998854 |
| Jun 24, 2026 | Great American Alliance Insurance Companyand 3 more | CO | 10 13 | GACX-134993563 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 10 13 | UNFG-134905846 |
| Jun 18, 2026 | Atlantic Specialty Insurance Company | SC | 10 13 | BEAC-134983501 |
| Jun 18, 2026 | Sompo America Fire and Marine Insurance Companyand 1 more | CO | 10 13 | SMPJ-134972831 |
| Jun 17, 2026 | State Automobile Mutual Insurance Company | CO | 10 13 | STAT-134983865 |
| Jun 11, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 10 13 | COPP-134982457 |
| Jun 9, 2026 | General Security National Insurance Company | CO | 10 13 | PERR-134978283 |
| Jun 9, 2026 | General Security National Insurance Company | CO | 10 13 | PERR-134978297 |
| Jun 5, 2026 | Incline Casualty Company | SC | 10 13 | MRTN-134969595 |
Most filed ISO CA forms
- CA DS 03 Business Auto Declarations
- CA DS 21 Motor Carrier Declarations
- CA 00 01 Business Auto Coverage Form
- CA 28 03 Abuse Or Molestation Exclusion For Covered Autos Liability Exposure
- CA 23 17 Truckers - Uniform Intermodal Interchange Endorsement Form UIIE - 1
- CA 04 43 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic When Required By Written Contract Or Agreement
- CA 04 44 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)
- CA 04 49 Primary and Noncontributory - Other Insurance Condition
- CA 20 01 Lessor - Additional Insured And Loss Payee
- CA 20 48 Designated Insured For Covered Autos Liability Coverage
- CA 00 20 Motor Carrier Coverage Form
- CA 20 71 Auto Loan/Lease Gap Coverage
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