ISO endorsement · commercial auto

CA 04 41 Replacement Cost Coverage – Private Passenger Types

Filings
182
latest Sep 17, 2026
Filing companies
116
53 carrier groups
States
36
Latest edition
09 27
most filed: 11 20

Coverage description

An Insurance Services Office (ISO) standard form. It pays to replace a scheduled private passenger auto you own with a new vehicle of the same make, model, trim and equipment after a total loss, if the auto has comprehensive and collision coverage, is within 24 months of original ownership and has under 24,000 miles, with a cap of 110% of MSRP when no equivalent is available.

How the form has changed

1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 09 27 edition

    Sep 2027, compared with 11 20Latest edition
    • The 24,000 mile condition is now based on the auto's actual mileage instead of the mileage shown on the odometer.

      11 20

      “The mileage shown on the odometer of that "auto"”

      09 27

      “The actual mileage of that "auto" at the time of the "loss" is less than 24,000 miles”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
09 27Sep 2027Latest28127Aug 2026 to Sep 2026
11 20Nov 202015411516Nov 2021 to Sep 2026

What the filings show

  • Edition in use: in the past 12 months, 33 companies filed the 11 20 edition.
  • The latest edition, 09 27, has been filed by Insurance Services Office, Inc in 27 states since Aug 20, 2026. No carrier filings list it yet.
  • CA 04 39 (Volunteer Hired Autos) is filed alongside it most often, in 177 of the same filings (97%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CA 04 41, out of 53 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization282709 27Sep 17, 2026
Arch Insurance Group3 group companies filed it, led by Arch Insurance Company and Arch Indemnity Insurance Company13211 20Apr 8, 2026
OLD Republic Group4 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company13111 20May 11, 2026
Nationwide Corporation Group10 group companies filed it, led by Nationwide Agribusiness Insurance Company and Allied Insurance Company of America11411 20Sep 22, 2025
Scor GroupGeneral Security National Insurance Company10111 20Jun 9, 2026
Clear Blue Financial Group2 group companies filed it, led by Clear Blue Insurance Company and Rock Ridge Insurance Company8211 20Oct 29, 2025
Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company7311 20Aug 27, 2026
United Fire & CAS Group2 group companies filed it, led by United Fire and Casualty Company and Addison Insurance Company6211 20Jun 19, 2026
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and National Specialty Insurance Company5411 20Jun 24, 2024
Sompo Group2 group companies filed it, led by Sompo America Fire and Marine Insurance Company and Sompo America Insurance Company5111 20Jun 18, 2026

How the largest insurers handle CA 04 41

Groups among the largest commercial auto insurers that filed CA 04 41 or their own version in the past five years.

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States

Number of filings that include CA 04 41 in each state, Oct 2021 to Sep 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 1 filingGA1Oklahoma: 1 filingOK1South Carolina: 4 filingsSC4Arkansas: 1 filingAR1Missouri: 1 filingMO1Indiana: 1 filingIN1Louisiana: 1 filingLA1Ohio: 0 filingsOHWisconsin: 1 filingWI1Texas: 2 filingsTX2Kentucky: 1 filingKY1Iowa: 0 filingsIAKansas: 1 filingKS1Mississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 0 filingsNHVirginia: 1 filingVA1Arizona: 1 filingAZ1Pennsylvania: 1 filingPA1Rhode Island: 1 filingRI1Michigan: 1 filingMI1Alaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 2 filingsID2Maryland: 2 filingsMD2West Virginia: 0 filingsWVUtah: 0 filingsUTWyoming: 4 filingsWY4Delaware: 0 filingsDENew Mexico: 2 filingsNM2Colorado: 84 filingsCO84Connecticut: 1 filingCT1Maine: 1 filingME1North Dakota: 1 filingND1Illinois: 9 filingsIL9Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 0 filingsNYMassachusetts: 3 filingsMA3Washington: 3 filingsWA3Oregon: 6 filingsOR6Vermont: 1 filingVT1California: 35 filingsCA35Nevada: 1 filingNV1Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CA 04 39Volunteer Hired Autos177 filings
  • CA 00 01Business Auto Coverage Form174 filings
  • CA 04 52On-Hook Coverage171 filings
  • CA 00 25Auto Dealers Coverage Form162 filings
  • CA 99 05Business Interruption Coverage162 filings
  • CA 20 33Autos Leased, Hired, Rented or Borrowed with Drivers - Physical Damage Coverage161 filings
  • CA 00 20Motor Carrier Coverage Form158 filings
  • CA 23 30Motor Carrier Endorsement155 filings
  • CA 27 15Amendment of Personal and Advertising Injury Definition - General Liability Coverages155 filings
  • CA 20 54Employee Hired Autos150 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Sep 17, 2026Insurance Services Office, Inc.CA09 27ISOF-135093307
Sep 10, 2026SECURA Insurance, A Mutual Companyand 1 moreIL11 20SEIC-135044227
Aug 28, 2026Jet Insurance CompanySC11 20MRTN-134878222
Aug 27, 2026Philadelphia Indemnity Insurance CompanyNM11 20PHLX-135063316
Aug 26, 2026Insurance Services Office, Inc.LA09 27ISOF-135053020
Aug 26, 2026Insurance Services Office, Inc.TX09 27ISOF-135053045
Aug 26, 2026Insurance Services Office, Inc.TX09 27ISOF-135066694
Aug 25, 2026Insurance Services Office, Inc.OK09 27ISOF-135053037
Aug 21, 2026Insurance Services Office, Inc.AR09 27ISOF-135052987
Aug 21, 2026Insurance Services Office, Inc.MS09 27ISOF-135053025
Aug 21, 2026Insurance Services Office, Inc.NJ09 27ISOF-135053031
Aug 21, 2026Insurance Services Office, Inc.ND09 27ISOF-135053035

Most filed ISO CA forms

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