BP 15 06 Exclusion – Access or Disclosure of Confidential or Personal Material or Information (Personal and Advertising injury Only)

An Insurance Services Office (ISO) standard form. It excludes personal and advertising injury arising from access to or disclosure of anyone's confidential or personal material or information, including notification, monitoring and other response costs.

1. 12 23 edition

   Dec 2023, compared with 05 14Latest edition

   • The exclusion now reaches confidential or personal material, not only information.

     05 14

     “confidential or personal information, including patents”

     12 23

     “confidential or personal material or information, including”

   • Biometric information is added to the listed types of excluded information.

     05 14

     Not in this edition

     12 23

     “Health information, biometric information”

   • Identity monitoring, data restoration and extortion expenses are added to the listed costs the exclusion still applies to.

     05 14

     “notification costs, credit monitoring expenses”

     12 23

     “data restoration expenses, extortion expenses”

Where filings record what this form replaced, they name earlier edition 05 14. Only some filings record replacements.

• Edition in use: in the past 12 months, 6 companies filed the 12 23 edition.
• BP 15 04 (Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information) is filed alongside it most often, in 98 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Tokio Marine Holdings Incorporated GroupUses BP 15 06 in 2 filings

• BP 15 04Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information98 filings
• BP 18 03Cyber Incident Liability Exclusion71 filings
• BP 18 04Exclusion – Violation Of Law Addressing Data Privacy70 filings
• BP 05 95Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion59 filings
• BP 15 91Exclusion – Perfluoroalkyl And Polyfluoroalkyl Substances (PFAS)57 filings
• BP 18 09Exclusion – Electronic Data – Deletion Of Bodily Injury Exception56 filings
• BP 18 05Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion, Deletion Of Bodily Injury Exception55 filings
• BP 18 07Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits54 filings
• BP 18 08Cyber Incident Liability Coverage And Electronic Data Liability Coverage Subject To Loss Of Electronic Data, Each Cyber Incident Occurrence And Aggregate Limits54 filings
• BP 18 06Cyber Incident Liability Exclusion For Electronic Data Liability – Broad Coverage53 filings