Coverage description
An Insurance Services Office (ISO) standard form. It applies separate cyber incident occurrence and aggregate limits to bodily injury and property damage caused by a cyber incident, and a Loss Of Electronic Data Limit to data loss from physical injury to tangible property, while excluding cyber incident costs and related personal and advertising injury.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 23Dec 2023Latest | 56 | 14 | 43 | Apr 2023 to Sep 2026 |
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 12 23 edition.
- BP 18 07 (Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits) is filed alongside it most often, in 56 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 18 08, out of 14 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 42 | 41 | 12 23 | Dec 6, 2023 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 2 | 2 | 12 23 | Jul 21, 2026 |
| Berkshire Hathaway GroupAmGUARD Insurance Company | 1 | 1 | 12 23 | Aug 14, 2025 |
| CM Select Insurance Company | 1 | 1 | 12 23 | Apr 17, 2025 |
| Hawaii Insurance Bureau, Inc. | 1 | 1 | 12 23 | Sep 18, 2023 |
| Mississippi State Rating Bureau | 1 | 1 | 12 23 | Jul 24, 2023 |
| Property Insurance Association of Louisiana | 1 | 1 | 12 23 | Jun 21, 2023 |
| RLI Insurance GroupRLI Insurance Company | 1 | 1 | 12 23 | Mar 9, 2026 |
| Southern Trust Insurance Company | 1 | 1 | 12 23 | Sep 4, 2026 |
| THE Hanover Insurance GroupNOVA Casualty Company | 1 | 1 | 12 23 | Aug 24, 2026 |
How the largest insurers handle BP 18 08
Groups among the largest businessowners insurers that filed BP 18 08 or their own version in the past five years.
- Tokio Marine Holdings Incorporated GroupUses BP 18 08 in 2 filings
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States
Number of filings that include BP 18 08 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 18 07Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits56 filings
- BP 18 05Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion, Deletion Of Bodily Injury Exception55 filings
- BP 05 95Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion54 filings
- BP 15 04Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information54 filings
- BP 15 06Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information (Personal And Advertising Injury Only)54 filings
- BP 18 09Exclusion – Electronic Data – Deletion Of Bodily Injury Exception54 filings
- BP 15 91Exclusion – Perfluoroalkyl And Polyfluoroalkyl Substances (PFAS)53 filings
- BP 18 03Cyber Incident Liability Exclusion53 filings
- BP 18 04Exclusion – Violation Of Law Addressing Data Privacy53 filings
- BP 18 06Cyber Incident Liability Exclusion For Electronic Data Liability – Broad Coverage52 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 4, 2026 | Southern Trust Insurance Company | GA | 12 23 | STTR-134866316 |
| Aug 24, 2026 | NOVA Casualty Company | CA | 12 23 | HNVR-G135064859 |
| Jul 28, 2026 | Philadelphia Indemnity Insurance Company | NY | 12 23 | PHLX-134877701 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 12 23 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 12 23 | JMIC-135013506 |
| Mar 9, 2026 | RLI Insurance Company | CA | 12 23 | RLSC-134865391 |
| Aug 20, 2025 | Response Indemnity Company of California | CA | 12 23 | PERR-134645602 |
| Aug 14, 2025 | AmGUARD Insurance Company | CA | 12 23 | AMGD-134636281 |
| Jun 30, 2025 | Universal North America Insurance Company | GA | 12 23 | UNAC-134570222 |
| Apr 17, 2025 | CM Select Insurance Company | CA | 12 23 | PERR-134450300 |
| Dec 6, 2023 | Insurance Services Office, Inc. | AL | 12 23 | ISOF-133646547 |
| Dec 5, 2023 | Insurance Services Office, Inc. | MO | 12 23 | ISOF-133646590 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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