Coverages
Coverages connected to real admitted insurance products
FilingFocus tracks admitted P&C coverage language through matching form records, then adds market context from the filings around it: product lines, states, companies, common form names, and recent examples.
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Search by coverage concept, product line, or form-language pattern, then open a topic to review matching form records, product lines, states, and recent filings.
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Exclusions
Space weather exclusion
Compare space weather exclusions with and without an ensuing fire provision.
Endorsements
Special personal property coverage
Compare special personal property endorsements by covered loss and property-specific limits.
Endorsements
Spoilage coverage
Review spoilage coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.
Exclusions
Subsidence exclusion
Review subsidence exclusion in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.
Endorsements
Utility services direct damage coverage
Compare how utility services direct damage forms address outages, covered property and overhead lines.
Endorsements
Utility services time element coverage
Review utility services time element coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.
Endorsements
Vacancy provisions
Compare vacancy restrictions and permits in dwelling and commercial property forms.
Endorsements
Valuable papers and records coverage
Review valuable papers and records coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.
Endorsements
Vicarious liability coverage
Compare vicarious liability coverage for professional services and property management.
Endorsements
Voluntary property damage coverage
Compare voluntary property damage coverage forms by When it applies, Limits and conditions.
Endorsements
Waiver of subrogation
Review waiver of subrogation in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.
Endorsements
Water backup endorsement
Review water backup endorsement in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.