Vicarious liability coverage wording and examples

Form type: Endorsements
Topics: Professional Liability Professional Services
Product lines: Professional Errors & Omissions Liability Medical Malpractice Management Liability

Compare Vicarious liability coverage forms

Vicarious liability coverage forms compared by Intent, Who is covered, Notable conditions
Form	Intent	Who is covered	Notable conditions
The Doctors Company, an Interinsurance Exchange Vicarious Liability Coverage MPLOC222 (04/25) Medical Professional Liability	Addresses a named insured’s liability for professional services provided by listed individuals.	Applies to qualifying professional services incidents within the scheduled start and end dates.	The listed individuals are not insureds and the insurer states it has no duty to defend them.
Everest National Insurance Company Property Owner Vicarious Liability Coverage Endorsement PCI-CWF485A-1 0626 Employment Practices Liability	Adds a property owner as an insured for qualifying vicarious liability claims.	The claim must be solely for wrongful acts of an insured other than the property owner.	Requires a written property management agreement entered into before policy inception.

“The individuals listed below are not Insureds under this Policy.”

The Doctors Company, an Interinsurance Exchange · Vicarious Liability Coverage · MPLOC222 (04/25)

Listed individuals. The endorsement distinguishes the named insured’s liability from coverage for the listed individuals.

“provided that such Property Agreement is entered into prior to the inception of this Policy”

Everest National Insurance Company · Property Owner Vicarious Liability Coverage Endorsement · PCI-CWF485A-1 0626

Property management agreement. The definition of property owner includes a timing condition for the property agreement.

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