Coverages

Coverages connected to real admitted insurance products

FilingFocus tracks admitted P&C coverage language through matching form records, then adds market context from the filings around it: product lines, states, companies, common form names, and recent examples.

Search coverage topics

Search by coverage concept, product line, or form-language pattern, then open a topic to review matching form records, product lines, states, and recent filings.

64 results

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Endorsements

Named storm deductible

Compare named storm deductibles, their triggers, calculation methods, and limitations in inland marine forms.

PropertyDeductibles

Endorsements

Occurrence deductible

Compare occurrence deductible endorsements for commercial and farm property coverage.

AutoPropertyInland MarineDeductibles

Endorsements

Ordinance or law coverage

Review ordinance or law coverage in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.

Property

Endorsements

Personal injury coverage

Compare personal injury coverage under homeowners and landlord premises liability forms.

PropertyPremises

Endorsements

Property in transit coverage

Review property in transit coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

AutoInland MarineProperty

Endorsements

Protective safeguards endorsement

Review protective safeguards endorsement in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.

Property

Endorsements

Refrigerated property coverage

Compare refrigerated property coverage forms by Covered cause, Limits and deductible.

PropertySpoilage

Endorsements

Replacement cost coverage

Review replacement cost coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

PropertyValuation

Exclusions

Roof damage exclusion

Compare roof exclusions by wind or hail damage, interior loss and removal conditions.

PropertyRoof

Endorsements

Roof surfacing payment schedule

Review roof surfacing payment schedule in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.

Property

Exclusions

Sanction limitation and exclusion clause

Compare sanctions limitation wording by its trigger and referenced authorities.

Sanctions

Endorsements

Service line coverage

Compare service line endorsements by covered property, failure and added costs.

PropertyService LinesEquipment Breakdown