Coverages

Coverages connected to real admitted insurance products

FilingFocus tracks admitted P&C coverage language through matching form records, then adds market context from the filings around it: product lines, states, companies, common form names, and recent examples.

Search coverage topics

Search by coverage concept, product line, or form-language pattern, then open a topic to review matching form records, product lines, states, and recent filings.

64 results

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Exclusions

Flood exclusion

Review flood exclusion in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

AutoInland MarinePropertyWater

Endorsements

Functional replacement cost coverage

Review functional replacement cost coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

PropertyValuation

Exclusions

Fungi or bacteria exclusion

Review fungi or bacteria exclusion in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.

Property

Endorsements

Identity recovery coverage

Compare identity recovery and identity theft coverage by insured persons, reporting and expenses.

CyberPropertyFraudPrivacy

Endorsements

Inflation guard coverage

Review inflation guard coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

Property

Exclusions

Intellectual property exclusion

Compare intellectual property exclusions in lawyers professional liability and directors and officers coverage.

CyberProfessional LiabilityManagement LiabilityIntellectual Property

Endorsements

Joint loss agreement

Compare joint loss agreements for property and equipment breakdown disputes.

PropertyEquipment Breakdown

Endorsements

Leasehold interest coverage

Review leasehold interest coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.

Inland MarineProperty

Endorsements

Limited fungi or bacteria coverage

Compare limited fungi and bacteria provisions in property and liability forms.

PropertyWater

Endorsements

Loss assessment coverage

Compare loss assessment coverage for property owners and condominium unit owners, including covered assessments and limits.

PropertyLoss Assessment

Endorsements

Loss payable clause

Review loss payable clause in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.

AutoInland MarinePropertyLoss Payable

Endorsements

Lost key coverage

Compare lost key coverage in liability and commercial property forms.

Premises