ISO policy or coverage form · dwelling property

DP 00 03 Special Form

Filings
60
latest Aug 12, 2026
Filing companies
30
25 carrier groups
States
28
including DC
Latest edition
07 14
most filed: 05 19

Coverage description

An Insurance Services Office (ISO) standard form. Dwelling property policy form covering the dwelling and other structures against risks of direct physical loss not excluded, and personal property against named perils, plus fair rental value, additional living expense and other coverages.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
07 25Jul 2025331Aug 2024 to Feb 2025
05 19May 201934419Nov 2021 to Mar 2026
07 14Jul 2014Latest1087Jan 2022 to Jun 2025
12 02Dec 2002434Aug 2023 to Aug 2026
07 88Jul 1988785Aug 2022 to Aug 2025

1 other edition date appears in one or two filings each, often carrier-specific versions: 06 25.

Where filings record what this form replaced, they name other forms FL-3, FL-3 ED 1.0, STDL-5-0003. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 2 companies filed the 05 19 edition and 1 company filed 12 02.
  • The newer 07 25 edition first appears Aug 8, 2024 and has been filed by 3 companies in 1 state so far.
  • DP 00 01 (Basic Form) is filed alongside it most often, in 47 of the same filings (78%).

Filed under

Personal Property (Fire & Allied Lines) 45Dwelling Fire/Personal Liability 10Personal/Commercial Interline Filings 4Businessowners 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include DP 00 03, out of 25 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
American Association of Insurance ServicesAdvisory Organization161405 19Jun 6, 2024
OBS Holdings GroupObsidian Insurance Company8805 19Sep 29, 2025
Liberty Mutual Group4 group companies filed it, led by Liberty Mutual Fire Insurance Company and Montgomery Mutual Insurance Company3207 88Aug 26, 2025
Lititz Mutual Group2 group companies filed it, led by Livingston Mutual Insurance Company and Lititz Mutual Insurance Company3207 14Sep 16, 2024
RLI Insurance GroupRLI Insurance Company3305 19Mar 24, 2026
Siriuspoint GroupSiriusPoint America Insurance Company3305 19Mar 24, 2026
Tiptree Financial GroupLyndon Southern Insurance Company3305 19Aug 4, 2025
Assurant Incorporated Group2 group companies filed it, led by American Security Insurance Company and Standard Guaranty Insurance Company2107 25Feb 5, 2025
Safepoint Holdings Incorporated GroupCajun Underwriters Reciprocal Exchange2212 02Aug 12, 2026
Universal Insurance Company GroupUniversal North America Insurance Company2207 14Jun 11, 2025

How the largest insurers handle DP 00 03

Groups among the largest dwelling property insurers that filed DP 00 03 or their own version in the past five years.

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States

Number of filings that include DP 00 03 in each state, Oct 2021 to Aug 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 0 filingsOKSouth Carolina: 2 filingsSC2Arkansas: 1 filingAR1Missouri: 0 filingsMOIndiana: 0 filingsINLouisiana: 1 filingLA1Ohio: 4 filingsOH4Wisconsin: 0 filingsWITexas: 0 filingsTXKentucky: 0 filingsKYIowa: 0 filingsIAKansas: 1 filingKS1Mississippi: 3 filingsMS3North Carolina: 0 filingsNCNebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 0 filingsMTNew Hampshire: 0 filingsNHVirginia: 5 filingsVA5Arizona: 0 filingsAZPennsylvania: 7 filingsPA7Rhode Island: 0 filingsRIMichigan: 1 filingMI1Alaska: 1 filingAK1District of Columbia: 2 filingsDC2Idaho: 0 filingsIDMaryland: 2 filingsMD2West Virginia: 0 filingsWVUtah: 1 filingUT1Wyoming: 2 filingsWY2Delaware: 0 filingsDENew Mexico: 2 filingsNM2Colorado: 0 filingsCOConnecticut: 1 filingCT1Maine: 2 filingsME2North Dakota: 0 filingsNDIllinois: 4 filingsIL4Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 2 filingsNY2Massachusetts: 2 filingsMA2Washington: 6 filingsWA6Oregon: 0 filingsORVermont: 1 filingVT1California: 1 filingCA1Nevada: 2 filingsNV2Hawaii: 1 filingHI1
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • DP 00 01Basic Form47 filings
  • DP 35 35Limited Theft Coverage31 filings
  • DP 70 41Additional Insured – Described Location31 filings
  • DP 00 02Broad Form30 filings
  • DP 35 57Increased Cost - Ordinance Or Law30 filings
  • DP 35 50Loss Assessment Coverage29 filings
  • DP 35 00Amendments To Property Coverage26 filings
  • DP 35 08Water Back Up And Sump Overflow Or Discharge24 filings
  • DP 60 05Windstorm Or Hail Deductible24 filings
  • DP 30 10Automatic Increase In Insurance20 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Aug 12, 2026Cajun Underwriters Reciprocal ExchangeAL12 02SAFP-135003052
Jul 27, 2026Cajun Underwriters Reciprocal ExchangeMS12 02SAFP-134940609
Mar 24, 2026SiriusPoint America Insurance CompanyPA05 19SIAI-134872758
Mar 24, 2026RLI Insurance CompanyPA05 19SIAI-134875759
Mar 24, 2026SiriusPoint America Insurance CompanyOH05 19SIAI-134875945
Mar 24, 2026RLI Insurance CompanyOH05 19SIAI-134876186
Mar 24, 2026SiriusPoint America Insurance CompanyIL05 19SIAI-134877115
Mar 24, 2026RLI Insurance CompanyIL05 19SIAI-134877495
Sep 29, 2025Obsidian Insurance CompanyMI05 19SIAI-134680480
Aug 26, 2025Liberty Mutual Fire Insurance CompanyWY07 88LBPM-134638833
Aug 4, 2025Lyndon Southern Insurance CompanyPA05 19LFST-134625741
Jul 28, 2025Lyndon Southern Insurance CompanyOH05 19LFST-134613032

Most filed ISO DP forms

All Dwelling Property (ISO DP) forms

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